After receiving the credit card, you don't have to open it. If you don't want to use it, you can choose to cancel.

Credit card not activated:

① Ordinary cards and gold cards will not generate annual fees;

② Some platinum cards may incur annual fees;

(3) Whether to activate or not will also generate an annual fee, which will be notified when handling the credit card and deducting the annual fee.

Credit card cancellation method:

Call the bank credit card center to inquire about cancellation;

You can cancel your credit card by phone;

Cancel the credit card at the bank counter:

① Prepare the ID card;

2 Pay off the arrears;

③ Go to the bank counter to cancel the business.

Note: If you need to use a credit card after cancellation, you can reapply.