Lala, where the hell have hundreds of thousands gone? Was it really transferred by a liar? Anxious, she immediately dialed 1 10. Soon, the police responded.
According to the experience of handling telecom fraud cases for many times, the police believe that the deposit in the victim's bank card was not taken away by the swindler, but was transferred to some fund accounts and then taken away (note: the victim's sudden panic is generally used to run the next fraud, for example, the money can be recovered, but the victim needs to provide the verification code, and the swindler can only transfer the money out of the fund account after obtaining the verification code).
With the help of the police, I finally found the money in the woman's account in the online banking "investment and wealth management-account goods-two-way transaction-margin management-details". It turned out that the woman's money was really transferred to a precious metal fund account by others.
Finally, the police helped the woman transfer the money back to the current account. The recovered 168076 yuan made the woman cry with joy, and the liar finally failed.
This kind of scam "old driver" is also easy to recruit.
Recently, there have been many similar scams, and an article witnessed by the author has been circulated in the circle of friends. Netizen @ is getting older and older, and he thinks he can be familiar with all kinds of scams. As a result, he was almost cheated of the money on the bank card.
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On the evening of August 30, Mr. Luo, a Shanghai citizen, encountered an almost identical scam with the article.
At 8: 39 that night, his mobile phone received a short message from the bank, saying that one of his bank cards was "transfer and withdrawal fee 100 yuan, and current balance was 4,295.92 yuan". A minute later, the mobile phone received a text message saying that "the transfer and withdrawal expenses were 4,200 yuan". But he didn't operate these two transfers.
Less than a minute later, Mr. Luo's mobile phone rang, showing the number of Ningbo, Zhejiang Province starting with 159. The other party claimed that it belonged to the game card company, and said that someone had just bought the game card from their company through the Internet, and asked if it was bought by Mr. Luo himself, and said that he could help freeze the account first and not deliver the goods.
Mr. Luo immediately sensed that something was wrong. After the customer swipes the credit card (debit card), how can the merchant call to confirm whether to buy it? And I received a text message that the money was transferred out within one minute of this call.
Mr. Luo asked the other party how he knew his number. The other party faltered and didn't answer directly, which made Mr. Luo more sure that the other end of the phone was a liar. He immediately hung up the phone, called customer service to report the loss of the bank card, and then called the police. In the meantime, the liar has been calling. Mr. Luo thought that it must be a liar who wanted to get his bank card information and verification code out, so he hung up decisively and refused to answer.
After that, Mr. Luo called the customer service again to find out the details of the transferred money. The bank replied that the money in his card was transferred to the "margin management" account by the swindler, but it still exists in the bank. So, Mr. Luo quickly asked the bank to help freeze the money. Subsequently, the money will be transferred back to the bank card according to the "Operation Process of Personal Online Banking Account Commodity Margin Transfer to Bank Card" sent by the bank. At this point, all the 4300 yuan that was transferred was recovered.
In response to this scam, financial institutions have also run security reminders.
The scam is confusing: the money "turned away" is fake.
Looking at the relevant information through the internet, we found that similar scams are widely distributed and many people are cheated. To sum up this scam, it has the following points:
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1. Liars steal user names, passwords and other information and enter your online banking by illegal means.
2. Transfer money to your investment account, because you don't need verification code and procedures to transfer money yourself. The first time is usually one or two hundred, and the second time is all the remaining money in the card. But in fact, the money is still in the card at this time, but the balance will not be displayed.
3. When transferring money to the investment and wealth management account, the bank will send you a message telling you that the money has been transferred out.
4. Deceive your trust! Most people will panic when they see money being transferred for no reason. At this time, the victim will receive a phone call claiming to be a company or a merchant, telling them that the card has consumption in their store and can help recover the money.
5. Transfer a small amount of funds from the investment account back to your online bank account. At this time, you will receive the transfer information from the bank. As a result, you will think that the liar is really "helping" you.
6. Cheat the verification code, and a large sum of money was transferred away. The swindler suggested that another sum of money was too big and needed a verification code. When you tell the liar the verification code, this large sum of money is really transferred.
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Prevention of fraud: find a reliable source to confirm
Mr. Luo's calm handling allowed him to escape the trap of the liar, but more people fell into the trap step by step and handed over the verification code. It can be seen that it is very important to calmly deal with telecom fraud.
■ In case of telephone fraud, the most important thing is to confirm.
For example, if the caller says it belongs to the Public Security Bureau, just call 1 10 to confirm; He said it was a bank, so he asked the bank for confirmation; He said it was an insurance company, so he asked the insurance company for confirmation. However, it should be noted that we must find a real institution and phone number to confirm, instead of calling the reserved phone number of the liar.
■ Be absolutely vigilant when it comes to passwords, verification codes and other information.
The police reminded:
This scam is obviously not aimed at middle-aged and elderly people, because the probability of middle-aged and elderly people using online banking to shop in e-commerce is too low, and it is basically aimed at young people who like online shopping.
In addition to being vigilant, we need enough knowledge reserves and reaction ability. Who can guarantee that you won't be next?
Deception is escalating, and so is our anti-fraud awareness! People around you don't know this scam yet, please remind them to take precautions!
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