Yes, according to the general provisions of credit card repayment, overdue repayment refers to the failure to repay the debt before the repayment deadline. In this case, whether it is more than one day or more than three days after the repayment deadline, it will be regarded as overdue payment.

Specifically, the following is a detailed explanation of this conclusion:

1. Repayment deadline: Credit card companies will set repayment deadlines on specific dates every month. For example, the 25th of every month. If the payment is successfully made before this date, it will not be considered a late payment.

2. Overdue repayment: If you fail to repay successfully before the repayment deadline, even if it is just more than one day, the bank will usually regard it as overdue repayment. This means the lender may charge late interest and it may have a negative impact on your credit history.

3. Note: Even if the repayment is made within three days after the repayment deadline, it will be regarded as overdue repayment. Therefore, when the repayment date approaches, make sure to make timely repayments to avoid unnecessary fees and impact on your credit history.

To sum up, a credit card is considered overdue within three days after the repayment deadline. Banks will consider any late payment beyond the repayment deadline as a late payment, which may result in late fees and negative credit impact.

Extended information:

In terms of credit card repayment, China's relevant laws and regulations mainly refer to domestic laws such as the "People's Republic of China and the Civil Code", and the specific repayment regulations and policies are determined by each bank. Therefore, the definition of late payment and the grace period for late repayment may vary from bank to bank. It is recommended that users carefully read the relevant documents provided by the bank when applying for a credit card to understand the specific repayment regulations.

At the same time, in order to avoid overdue repayment, users can avoid it in the following ways:

- Set up the automatic repayment function to ensure that the payment is automatically deducted before the repayment deadline. ;

- Ensure timely confirmation of repayment bills to avoid delays in repayment due to non-receipt of bills;

- Reasonably arrange personal finances to ensure there are sufficient funds for credit cards Repayment.

Remember, timely repayment not only helps maintain your personal credit record, but also avoids unnecessary overdue fees and interest.