The Bank of Communications credit card has a long-term refueling discount, and Friday is the most popular. Cardholders who refuel at the gas station cooperated by Bank of Communications every Friday can enjoy a 5% fuel fee refund and can return to 25 yuan every week, with a monthly limit of 100 yuan. To participate in this activity, cardholders need to meet the requirement that they spend at least 1 000 yuan at the point merchants including cooperative gas stations every month. Suppose: Cardholders can get the upper limit of 25 yuan by filling up 500 yuan at cooperative gas stations every week. If they refuel twice a month, they meet the requirements of participating in activities and do not need other consumption.
Bank of Communications (English BCM, Chinese Bank of Communications) was established in 1908. It is one of the six largest banks in China, one of the oldest banks in China and one of the modern note-issuing banks in China. 1 987 April1day, the newly established Bank of Communications officially opened to the outside world, becoming the first national state-owned joint-stock commercial bank in China, with its head office in Shanghai. Bank of Communications was listed on the Hong Kong Stock Exchange in June 2005 and successfully listed on the Shanghai Stock Exchange in May 2007.
Bank of Communications is one of the major financial service providers in China, covering commercial banks, securities, trusts, financial leasing, fund management, insurance and offshore financial services. There are 235 domestic branches of Bank of Communications, including 30 provincial branches, 7 directly affiliated branches and 99 provincial branches/kloc-0, with 3,270 outlets in 239 cities above prefecture level and 158 counties or county-level cities. It owns seven non-bank companies, including wholly-owned subsidiaries of Bank of Communications Leasing, Bank of Communications Insurance and Bank of Communications Investment, and holding subsidiaries of Bank of Communications Fund, Bank of Communications Guo Xin, Bank of Communications Life Insurance and Bank of Communications International. In addition, Bank of Communications is the largest shareholder of Changshu Rural Commercial Bank and the largest shareholder of++Bank. Strategic shareholding in Hainan Bank, holding four rural banks.
By the end of 20 17, there were 232 domestic branches of Bank of Communications, including 30 provincial branches, 7 directly affiliated branches and 95 provincial branches/kloc-0, with a total of 3,285 outlets in 236 cities above the prefecture level and 167 county-level cities. Its wholly-owned subsidiaries include Bank of Communications International, Bank of Communications Insurance and Bank of Communications Leasing, and its holding subsidiaries include Bank of Communications Fund, Bank of Communications Guo Xin, Bank of Communications Life Insurance, Dayi Bank of Communications Xingmin Village Bank, Zhejiang Anji Bank of Communications Village Bank, Xinjiang Shihezi Bank of Communications Village Bank and Qingdao Laoshan Bank of Communications Village Bank. In addition, Bank of Communications is the largest shareholder of Jiangsu Changshu Rural Commercial Bank and the largest shareholder of++Bank, and has strategic equity in Hainan Bank.
By the end of 20 16, the assets of Bank of Communications reached 8,403.2 billion yuan, an increase of 17.44% over the end of last year. The capital adequacy ratio, core capital adequacy ratio and core tier 1 capital adequacy ratio reached 14.02%, 12. 16% and11%respectively; The average return on assets (ROAA) and the average return on shareholders' equity (ROAE) are 0.87% and 12. 18% respectively. The defective rate was 1.52%. The net profit for the whole year was 6,726,543.8 billion yuan, an increase of 65,438+0.03% over the previous year.
As of March 20 17, Bank of Communications has established 20 branches (subsidiaries) and representative offices in 16 countries and regions. They are Hongkong Branch, new york Branch, Tokyo Branch, Singapore Branch, Seoul Branch, Frankfurt Branch, Macau Branch, Ho Chi Minh City Branch, San Francisco Branch, Sydney Branch, Taipei Branch, London Branch/UK Branch, Luxembourg Branch/Luxembourg Branch, Brisbane Branch, Bank of Communications (Luxembourg) Paris Branch, Bank of Communications (Luxembourg) Rome Branch and Brazil BBM Bank (Bank of Communications BBM).
What are the credit card refueling discounts for China Merchants Bank, Bank of Communications and Ping An Owner Card?
Credit card refueling of China Merchants Bank, Bank of Communications and Ping An Owner Card is more favorable:
1. Ping An Bank: If the monthly score reaches a certain requirement, you can enjoy a 28% discount on refueling, and 200 yuan's refueling consumption gets the highest credit.
2. Bank of Communications: If the consumption reaches a certain amount, you can enjoy a 15% discount on refueling, and you can enjoy a 5% refueling refund at the cooperative gas station every Friday.
3. China Merchants Bank: Meet certain requirements at the designated Sinopec gas station, and cash back 5% every Friday and 3% at ordinary times.
Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.
main feature
1. Credit card is one of the fastest-growing financial services, and it can replace the traditional cash circulation in a certain range.
2. Credit card has both payment and credit functions. Cardholders can use it to buy goods or enjoy services, and they can also use credit cards to obtain certain loans from card issuers;
Credit card is a high-tech product integrating financial business and computer technology.
4. Credit cards can reduce the use of cash and currency;
5. Credit card can provide settlement service, which is convenient for shopping and consumption and enhances the sense of security;
6. Credit cards can simplify the collection procedures and save social labor;
7. Credit cards can promote commodity sales and++social demand.
Financial management strategy
1, control the number of credit cards, enough is enough.
Once there are too many credit cards, it is easy to get the repayment date of this card wrong and forget the credit limit of that card, which is difficult to manage, and it is easy to cause overdue repayment and leave a bad record. Moreover, multi-card credit card points, too scattered points are not conducive to redemption of gifts. Therefore, it is suggested that only 1~2 credit card is enough.
2. Keep credit card vouchers
Most credit card holders don't care about these documents, and they won't keep them. Most of them are thrown away, which is a very bad habit. In fact, keeping good credit card vouchers is not only convenient for summarizing consumption records every month, and then analyzing and optimizing consumption habits, but also helpful for improving the rationality and transparency of credit card consumption, so as to clearly understand credit cards. Moreover, many people's credit cards do not have passwords, and discarding credit card vouchers at will may lead to the theft of credit cards.
For safety reasons, it is best to keep credit card vouchers after consumption, so that you can know fairly well and develop good credit card financial habits.
3. Reduce cash withdrawals
Credit cards have two functions: overdraft and cash withdrawal, but cash withdrawal requires a certain percentage of handling fees, and even if you deposit your own money, you have to charge. So it's not cost-effective to use+++and use it as a passbook.
Step 4 choose the right credit card
The choice of credit card is very important. Nowadays, many commercial organizations have bundled cooperative business with banks. For example, they can set up a joint credit card of a department store and the corresponding bank, and they can spend points here as members and get discounts. Or some cards can be discounted at designated merchants, including eating, watching movies, towing services, etc. , there are many names, and you can choose freely according to your own needs. Use your credit card well and choose it well.
I heard that there is a discount for credit card refueling. How to use it?
1, when you refuel, you can enjoy a discount by using this credit card-bound account, or you can enjoy a discount by using a credit card directly.
2. Credit card refueling discounts are generally divided into two situations. One is a discount card, such as a car card of a bank owner, a direct refueling discount or a refueling tax refund. In this case, you can use the credit card directly after refueling, pay the fee directly after discount, or refund the fee to the bank card within the specified time after swiping the card.
3. There is also a non-owner card, which can be exchanged for gas coupons in integral mall. In this case, there must be an oil card, which can be directly stored in the oil card after replacement and stored in the gas station machine before normal use. Just use the fuel card to refuel.
First of all, many credit cards have gasoline discounts. Let me introduce them to you.
1, CITIC Uber co-branded credit card driver card.
New card users can enjoy gold card 50 yuan refueling subsidy and platinum card 200 yuan refueling subsidy, which will be returned before the end of next month after activation. In addition, the gold card only enjoys flight delay insurance, while the platinum card enjoys flight delay and aviation accident insurance.
2. Bank of Communications Bai Qilin Credit Card
During the fifth activity of the most popular period of Bank of Communications, you can enjoy a credit card bonus of 5% by swiping the Bank of Communications credit card; You can enjoy 10% credit card bonus by swiping Bank of Communications Platinum Card.
3. ICBC Peony Oil Card
Peony PetroChina credit card holders can enjoy a 3% refueling subsidy when they purchase Anbang telephone auto insurance products and swipe their cards at designated gas stations. The subsidy amount will be paid to the customer's Peony PetroChina credit card account next month.
4. China Merchants Bank Card
New customers can enjoy a 3% rebate for daily refueling and a 5% rebate for Friday refueling if they swipe their cards or recharge their fuel cards at designated cooperative gas stations within 6 months after issuing the cards.
5. Bank of China Great Wall Global Love Driving Card.
The cardholder of this card will return RMB 65,438+000 to 200 yuan, 20 yuan, 50 yuan and 50 yuan every month. Update the information of participating gas stations every quarter, and the cardholders who participate in the activities will pay attention to it in time. In addition, you can enjoy 0.5 times the trading point when you refuel.
6. Ping An Owner's Credit Card
20% discount on fuel, which can be enjoyed by all users with Ping An Bank credit cards. More than 8,000 gas stations in 48 cities across the country enjoy 200% discount every day, and the highest one can win the 80 yuan Refueling Award. Including Ping An Owner Platinum Card, Ping An RV Co-branded Card, Ping An Owner Credit Card, Ping An Owner Financial Card, Ping An China Tourism Platinum Card, etc.
7. China Postal Savings Bank Card
Every Thursday, you can enjoy the discount of 10% of the recharge amount if you recharge the registered and bound Sinopec personal name fuel card with the Postal Savings Bank credit card. The refund amount will be remitted to the registered fuel card before the end of next month, and you can refuel when the circle is over. Each successfully registered fuel card can enjoy a maximum monthly cash rebate in 200 yuan, with a discount limit of 400 people every Thursday. You can enjoy a 20% discount when you swipe your card to refuel at the designated gas station of Sinopec. Single highest discount 500 yuan, limited. Fill in 100 by Sinopec, minus 50. Every week, each card 1 time, 2 gold cards and 4 platinum cards.
How to calculate the credit card refueling discount of Bank of Communications? What is the prerequisite for returning 5%?
5% Refund for Bank of Communications Credit Card Refueling:
The most popular five-day credit card activity of Bank of Communications is long-term discount. Cardholders can enjoy 5% fuel return at the cooperative gas station every Friday and return to 25 yuan every week, with a monthly limit of 100 yuan.
The prerequisite for participation is that the monthly consumption of integral merchants including cooperative gas stations is above 1 1,000 yuan. Cardholders can get the cash back limit of 25 yuan when they refuel in 500 yuan at the cooperative gas station every week, and refuel twice a month, which can meet the activity conditions without extra consumption.
Extended data:
During the activity, cardholders swipe their cards at designated supermarkets and gas stations every Friday to spend the main credit card of Bank of Communications (except EMV card, boss card, installment card and PetroChina Kunlun credit card, the same below). If any single consumption reaches 98 yuan (hereinafter referred to as "seconds minus consumption") and other participation conditions are met, 5% of the transaction amount can be reduced per second, and 65.44% of the transaction amount can be reduced for platinum cards (except Youyi Platinum Card).
Cardholders are eligible to participate in the second reduction activity of the month only if they have a credit card consumption of Bank of Communications paid through third-party payment platforms (Alipay and WeChat only) last month, and the total credit card consumption of Bank of Communications reached more than 3,000 yuan (inclusive) last month.
In addition to meeting the requirements of a Bank of Communications credit card consumption last month through third-party payment platforms (Alipay and WeChat only) (hereinafter referred to as "the third-party platform consumption reached the standard"), the cardholder's accumulated consumption last month (hereinafter referred to as "the accumulated consumption last month") ranged from 3,000 yuan (inclusive) to10,000 yuan (exclusive), and each cardholder was in supermarkets and gas stations.
If the cardholder's accumulated consumption last month is 10000 yuan or more, the maximum number of seconds per cardholder per week is 50 yuan and the maximum number of seconds per month is 200 yuan. Compliance can be inquired at Bank of Communications Credit Card official website or Pay APP.
Baidu Encyclopedia-the hottest Friday
Is there a discount for the owner card of Bank of Communications to refuel?
There is a discount for the owner card of Bank of Communications to refuel. The long-term refueling discount of Bank of Communications is the most popular on Friday. The owner's truck card holder can enjoy 5% fuel return at the cooperative gas station, and return it to 25 yuan every week, with a monthly limit of 100 yuan. However, if there are conditions, it is necessary to spend 1 0,000 yuan every month at the integral merchants including the cooperative gas station. Therefore, if you refuel 500 yuan at the cooperative gas station every week, you can get the upper limit of 25 yuan, and refuel twice a month, so you can meet the conditions of the activity without extra consumption. It can be said that the concessions are very strong.
Haima emergency advertisement
High quota, low threshold and low interest rate
There is a discount for the owner card of Bank of Communications to refuel. Brush the Bank of Communications credit card master card at the designated gas station of Bank of Communications every Friday, and any consumption in 98 yuan can be reduced by 5%. However, if you want to enjoy the refueling discount, you must register in the bill bar APP in advance. So before spending, pay attention to download Pay APP and complete the registration.
For more information, is there a discount for the owner card of Bank of Communications to refuel? Go to: See more.
This is the end of the introduction of credit card refueling concessions of Bank of Communications.