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Is the official card a credit card?
Yes, a business card is a kind of credit card.

The full name of the official card is the central budget official card. Credit cards are mainly used for daily official expenses and financial reimbursement, while taking into account private consumption, but they cannot be used as supplementary cards. Generally speaking, only employees of public institutions can apply for business cards. Ordinary office workers can't handle it, because most of them are handled collectively by units for employees, and there are very few separate applications.

What is a business card?

UnionPay business card is a kind of card for the daily business expenses of enterprises and institutions, and it is also a kind of credit card. This card is mainly used for travel loan and reimbursement.

This card is a new financial management tool and means, which combines the financial needs and the unique advantages of bank cards. This kind of card has the credit consumption function of a credit card, but at the same time it is different from ordinary credit cards.