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Guangfa Credit Card’s phone invitation to apply for a card was rejected immediately after the credit investigation call

The bank staff called to inform them. They just said that based on the existing information they can see, they can judge that you can apply for a credit card, but the specific application situation will be further reviewed based on the information submitted by the individual. If the review If it is unsuccessful, it will not be passed.

After the bank receives the application materials, it will give a comprehensive score based on each person's situation. Personal credit is very important. The bank will review the individual's qualifications. If it is not passed in the near future, it is better to wait for a period of time when the income changes or the qualifications change. Please apply again after the change.

There are bad credit records in the personal credit report, asymmetric information when filling in the application, over-indebtedness, the bank considers the repayment ability, and multiple repeated applications at the same time, etc., which will lead to the failure of credit card review. pass.