Swipe your card the number of times you want, redeem your points, and participate in activities.

1. The number of card swipes reaches the standard: Many credit cards stipulate that cardholders need to swipe the card a certain number of times or a certain amount within a year to be able to reduce the annual fee. Generally speaking, swiping 3-6 times or reaching a certain amount is enough. Therefore, if the annual fee has already been incurred, you can increase the number or amount of card swipes as soon as possible to meet the annual fee reduction standard.

2. Points redemption: Some credit cards allow cardholders to use points to redeem annual fees. You can log in to the points mall of your credit card to check whether there is any annual fee redemption activity, and then use your points to redeem it.

3. Participate in events: Some credit card companies will launch special events, such as new user registration, birthday gifts, etc. Participating in these events may give you the opportunity to waive the annual fee.