1. Freezing can only be handled by law enforcement agencies. Banks have no right to freeze. The reason for stopping payment may be that your bank card has not been traded for more than 6 months, and you will suspend counter transactions. In this case, you can apply for cancellation at the bank counter with your bank card and ID card.
There is also a way to stop payment, that is, the identity information is imperfect and the system automatically stops payment.
3. At present, the country requires real-name registration system to register, and I have to bring my ID card and bank card to stop payment. PS: The bank really has no right and will not bother to freeze and stop paying your account. Just go to the nearest outlet. The service telephone number is nationwide, and it is only for consulting various businesses, and it cannot handle too special business.
Frequent transfer of postal bank accounts will be supervised by the system, and will alarm the banking system or even stop payment. Individuals need to go to the bank counter to confirm. In addition to frequent transfers will be paid, there is another situation that will also cause the Postal Savings Bank to monitor, that is, large transactions. In a certain period of time, there are several transfers of 300,000 or even millions, which may also be monitored by the Postal Savings Bank.
Under normal circumstances, individuals enjoy the right to control the funds in the postal bank account, and free transfer will not stop payment. However, in case of frequent transfer or excessive capital flow, the bank may expand the supervision area to the field of frequent transfer.
Reasons for abnormal bank account status:
Bank charges or other charges are frozen by the bank.
The number of incorrect password entries exceeds the specified number.
Bank card accounts are frozen by law.
The credit card was lost and operated maliciously by others.
Encountered network interruption and error handling. Common problems caused by network operation, the stability of communication system, the familiarity of service personnel with business, and the improper operation of cardholders: First, the network is interrupted and the card cannot be used normally. If it is a credit card, it can be handled by manual authorization.