Yes.

An empty Industrial Bank credit card means that 90% or more of the credit card limit has been consumed, and there is still available credit that can be used, so the empty Industrial Bank credit card can still be used.

There is no risk if the Industrial Bank credit card is empty, but if the card is empty for a long time, it will be suspected of cashing out. At this time, the credit card will be subject to bank risk control or even have its limit reduced.