Is it easy to get approved for Bank of China digital credit card?
To know whether it is easy to get approved for Bank of China digital credit card, we must first look at the application conditions: aged 18 to 65 years old, with full civil You must have behavioral capacity and have legal and stable income; you can apply by providing valid identity certificate. Foreigners and people from Hong Kong, Macao and Taiwan can also apply. It can be seen that the application conditions are very simple and the threshold is not high.
How to apply for BOC digital credit card?
There are three application channels, one is the Bank of China online channel, the other is the Bank of China mobile banking channel, and the other is the Bank of China branch channel.
Here we recommend the Bank of China online channel to apply. The easiest way is to follow the "Bank of China Credit Card" WeChat official account, enter "BOC Digital Credit Card" in the dialog box, click on the pop-up consultation, and enter the details page to apply .
Once the application is successful, the bank will send a card verification text message to your reserved mobile phone. The text message contains credit card, security verification code and other information. Then you can choose a digital bank credit card in mobile banking. , complete the supplement, you can activate the card after completing the relevant certification, and then use it after binding the card to a third-party payment platform, or combine it with mobile payment tools such as Cloud QuickPass and ApplePay for offline POS consumption and ATM cash withdrawal transactions.
Summary: If you meet the application conditions, especially those who have already applied for a Bank of China credit card, it is easy to apply for the Bank of China digital credit card, and the card processing speed can be summarized in seconds. However, it should be noted that this credit card has two types: gold card and platinum card. It is recommended to choose the appropriate card level based on your qualifications.
How much is the annual fee for Bank of China’s digital credit card?
Gold card of Bank of China’s digital credit card: 100 yuan/year. The annual fee is waived in the first year, and the annual fee is waived for the following year if you make 5 transactions; Bank of China Digital Credit Card Platinum Card: 800 yuan/year. The annual fee is waived in the first year, and the annual fee for the next year is waived if the consumption reaches 20,000 yuan or equivalent in RMB and 12 transactions are made in that year. If you do not meet the conditions for annual fee reduction by swiping the card, you can use 100,000 personal comprehensive points to redeem the annual fees collected in 2019 and 2020. The first-year annual fee or the annual fee for the next year can be redeemed. The annual fees for years other than 2019 and 2020 Points redemption is not available.
Is it easy to get a Bank of China credit card?
Credit card applications are easy to apply for with banks with high credit limits and low interest rates. Credit card applications can be processed online:
If you want to find the best bank for credit cards, you can apply for them from private banks, local banks and their joint names. It is also a common understanding among everyone to choose within the card.
In addition, the development of credit card business of each bank is different. Generally speaking, if the number of credit cards is relatively large, it can be considered that the application threshold is relatively low and the chance of passing is higher.
When many cardholders apply for a credit card, in addition to looking at the application threshold, they also pay attention to the limit. After all, the larger the credit limit, the more enjoyable it is to swipe the card, so many people want to apply for a card with a good application limit. Big credit card.
Meituan co-branded credit card
Meituan co-branded credit card is a co-branded card jointly launched by banks and Meituan. The limit of Meituan co-branded credit card is generally 1,000-50,000 yuan, and the maximum limit is 50,000 yuan. Yuan. (
Meituan co-branded credit card application
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Meituan and Bank of Guangzhou, Bank of Jiangsu, Bank of Xiamen, Bank of Guilin, Bank of Shanghai, Bank of Qingdao, etc. All banks have cooperated to launch co-branded credit cards. The number of cooperative regional banks reaches 14.
Cardholders can bind their Meituan credit card to Meituan. When making purchases on Meituan, they can use the Meituan credit card to pay and enjoy related preferential activities.
If you are an experienced user of Meituan, often order takeout and group purchases, have a certain spending power, have applied for credit cards from other banks and use them normally, then applying for a Meituan co-branded card will basically take seconds. batch.
The Meituan credit card discount of 6 yuan can be used every day. You can get 6 yuan off on every takeout order every day, and the discount can be continued for 90 days. Movies are 50% off every month, and credit card consumption points can be automatically converted into Meituan pocket money according to the standard of 10 yuan/100 yuan, which can be redeemed on the daily platform.
Bohai Bank Credit Card
Bohai Bank credit card limit range is: regular card limit 1,000-10,000; gold card limit 10,000-50,000; platinum card limit more than 50,000.
It should be noted that the approval of the credit limit for credit card applications is determined based on the applicant's actual situation, such as whether the job is stable and the income is fixed. (
Bohai Bank Credit Card Application
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Its products mainly include standard cards, Bohai Bank 51 co-branded credit cards, travel theme cards, home card theme cards, family Series theme cards, etc. Bohai Bank 51 co-branded credit card is a UnionPay standard gold card with no annual fee and a maximum credit limit of 100,000 yuan. The card does not have an interest-free repayment period, and interest is calculated on a daily basis. It can be borrowed and repaid at any time, and can flexibly meet the cardholder's needs for shopping and consumption.
Shanghai Pudong Development Bank Credit Card
Shanghai Pudong Development Bank credit card is divided into regular card, gold card and platinum card according to the card level. The limit of a regular card is generally between 3,000-50,000 yuan, the limit of a gold card is generally between 10,000-50,000 yuan, and the limit of a platinum card is generally more than 50,000 yuan. (
Application for Shanghai Pudong Development Bank Credit Card
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The credit limit of Shanghai Pudong Development Bank Credit Card is the credit limit given by the applicant through various evaluations. The evaluation items include: Employment, credit history, education and asset status, etc. The better the assessment item, the higher the credit card limit.
Hengfeng Bank Credit Card
The credit card limit of Hengfeng Bank is generally: the limit of regular card: between 3,000 yuan and 10,000 yuan. Gold card limit: between 5,000 yuan and 30,000 yuan. Platinum card limit: between 10,000 yuan and 50,000 yuan. (
Hengfeng Bank Credit Card Application
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Mainly talk about the Hengfeng Bank Stellar Platinum Credit Card. It is a credit card mainly for family units. This card can provide cardholders and their families with a variety of rich benefits, such as comprehensive aviation protection, a private health manager for families, 3x points on Wednesdays, exclusive points cashback, and UnionPay platinum benefits. rights and interests.
In terms of travel, the Stellar Platinum Credit Card is also quite unique. With this card, the cardholder and his family can enjoy global flight delay insurance with a compensation of 300 yuan for a single delay of 2 hours, and 800 yuan for air checked baggage. Delay insurance.
How long does it take for the Bank of China credit card to be issued? Learn about the series of processes from applying for a card to receiving the card
After applying for a Bank of China credit card, many people want to know when they can get the credit card. They wish that the card can be reviewed and issued on the same day of application, so that they can receive it as soon as possible. Card consumption. The fact is that no matter whether it is Bank of China or other banks, there is a series of procedures that must be followed when applying for a credit card. Let’s review the process from applying for a Bank of China credit card to receiving the card, so that we can estimate the requirements for card production. How long will it take to arrive.
1. Application
To apply for a Bank of China credit card, you can apply at a branch or online. If you want to get the card quickly, it is recommended to apply online.
To apply online, you only need to pay attention to "Bank of China Credit Card", click "My Account", enter "Online Card Application", select the credit card you want to apply for, fill in the relevant information and submit it, and the information will be uploaded directly to the bank system Here, it saves the time of submitting materials at bank branches.
2. Review
After submitting the application, the Bank of China credit card system will automatically review and approve it, that is, entering the comprehensive scoring stage. If the comprehensive score is qualified, the approval will be successful, and if the comprehensive score is not qualified, it will be approved. If it fails, you will receive a text message notification from the system regardless of success or failure. This review time will take about 7 working days.
If the credit card application information you submit is relatively comprehensive and complete, and relevant supporting materials are provided, your application can be given extra points and the review time can be shortened, and the application can be approved in seconds at the fastest.
3. Card Production
After approval, the customer information will be sent to the card production department. Card production generally takes about 3 days.
4. Collect the card
After the card is printed, it will be sent to the customer. Generally, the card will be sent by China Post registered mail. It will take about 7-15 days to arrive at your doorstep. mailing address.
It is easy to see from the above introduction that after applying for a Bank of China credit card, it will take about 20 days from card production to card collection. The entire card application process can generally be completed within 30 days. No matter what stage your credit card application is at, you can check the card application progress on the official website of Bank of China Credit Card.
How long does it take to apply for a Bank of China credit card?
After passing the review, it usually takes 3 working days to produce the card. The Bank of China credit card will be mailed to your registered address with Bank of China by express. Mailing address, mailing time is about 3-5 working days. If you do not receive the card for a long time, it is recommended that you call the customer service hotline to check.
The above content is for your reference, please refer to actual business regulations.
If you have any questions, please feel free to consult Bank of China’s online customer service.
You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GOAPP to handle related businesses.
At the end of October 2022, which card types of Bank of China credit cards will be approved immediately for black accounts?
No type of Bank of China credit cards will be approved instantly for black accounts. For formal processing, you need to check your personal credit record. Processed based on personal credit status.
That’s it for the introduction of Bank of China credit card approval in seconds.