Except Bank of China, China Construction Bank, and Agricultural Bank of China, all other banks are acceptable, including Bank of Communications, CITIC, Guangfa, Pudong Development Bank, Industrial Bank, etc.

It is recommended to apply for the Bank of Communications. In addition, there are not only 4 state-owned banks, but there should be 6 specifically, the 5 major banks, Postal Savings Bank of China, Industry, Agriculture, China, Construction, Communications, and Postal Savings Bank. The Bank of Communications should have it. Applications for industrial and commercial, agricultural, Bank of China, and construction are all more difficult because there are so many requirements. Although you have a foreign registered permanent residence, you can still try because there is a possibility of getting it. Of course, the premise is that they have to declare it for you. There is no need to worry about the Bank of Communications, it is absolutely fine.

Five ways to apply for a credit card:

Select the bank to which your salary card belongs.

1. Most companies have a close relationship with one or several banks. Now most companies use banks to issue wages on their behalf. If you are an employee of a company, when you go to apply for a credit card, choose a bank that your company cooperates with, or a bank that pays wages on its behalf. Generally, the probability of issuing a credit card is high. When applying for such a credit card, the limit is usually higher.

2. If you meet the conditions for giving priority to applying for a credit card. If your fixed assets, personal credit, bank deposits, etc. are all very high, it is very easy to apply for a credit card. The salesperson in charge of credit cards would also like to have someone like you. Such customers will even take the initiative to make an appointment with you and come to your door to apply for a credit card in person. The most representative of this type of cards are platinum cards and the rare black gold cards, which have quite high limits.

3. College students can apply for credit cards quickly.

Now, many banks have launched credit card services for college students, such as China Merchants Bank’s young card, ICBC’s Peony student card, etc. In order to increase business volume, salespeople sometimes go to universities to promote credit cards. By seizing these bank activities and opportunities, your credit card will be processed quickly.

4. Recommended by senior credit card holders. If you have a friend who uses a credit card, his credit rating and the rating of the card he holds are very high. Then, if he recommends you to apply for a credit card, the sales staff will immediately start processing it for you. The success rate and speed of credit card issuance are very fast.

5. Choose the right third-party institution to apply for a credit card.

Choose a third-party agency to help you apply for a credit card. This is the most recommended method at the moment. Choose an officially authorized website, such as Xinjie Guarantee, to apply for a card and get it approved within 10 days, and the card can be approved in as little as 1 day. Just fill in the information online and a salesperson will come to your doorstep.