Oh, of course you have to carry your bank card with you. The password should be a little more complicated. It is best not to keep your ID card with your bank card. It is best to apply for a credit card. If there is no money in the card, you can overdraw it for consumption. The debit card can be locked in the dormitory. Take your notebook with you if you can, and lock it if you can't. Whether you bring a quilt at the beginning of school depends on your university. Some universities include it in the accommodation fee, some don't, and most of them don't include it now. Of course, many freshmen will buy it at school and don't need it after graduation, so you can consider it yourself.