Having a car under your name helps you to apply for a credit card limit. Banks will also refer to other conditions, such as personal credit, personal income, personal position in the company, personal property and so on.

The reasons for the high and low credit card limit of banks are as follows:

1. The applicant's credit status. If the credit status is not good, the credit limit will be low. It is also possible to directly refuse the loan;

2. The income status of the applicant. The better the income, of course, the higher the credit card limit;

3. The applicant's occupation. If the applicant is a student, he may only get a few hundred places, while if he is an employee of the top 100 enterprises, he may get a higher place;

4. Applicant's position. The higher the position, the higher the income, so the higher the credit card limit can be obtained;

5. The applicant's occupational stability. A stable job will definitely help to get a higher credit card limit;

6. The property status of the applicant. If the applicant has real estate, cars and other assets under his name, it will be possible to obtain a higher quota;

7. Other circumstances.

If you want to apply for a car credit card, you usually need a car in the name of the credit card applicant. This threshold is naturally slightly higher than ordinary credit cards, but it is also because of this condition that the amount and discount of car credit cards are much higher than ordinary credit cards.