Consumers who often go abroad wonder whether it is safe to use credit cards overseas? In recent years, there have been endless incidents of credit card theft. Some consumers said that after returning from abroad, they would receive a customer service call from the issuing bank of their credit card, saying that they swiped their cards more frequently during their overseas vacation. For safety reasons, it is recommended to go to the bank to replace the card with a new one or replace the magnetic stripe of the credit card for free. Relevant bank staff stated that the current overseas credit card swiping environment is generally safe, but the phenomenon of overseas card theft does exist and is more likely to occur than at home. First, independent POS machines are generally used at shopping mall counters in overseas countries such as Southeast Asia, which greatly increases the possibility that individual POS machines have been tampered with. Especially when credit cards are swiped by some small merchants, the risk is greater. It is said that overseas criminals often install card readers on POS machines to steal bank card information when cardholders swipe their cards, and can create a fake card in a few minutes. Second, no password is required for card swiping overseas, only the consumer’s signature is required. The important guarantee of swiping cards overseas is the lack of a password. If you consume on the website, you only need to provide card information and no signature is required. Therefore, once card information is stolen, fraud may occur. Third, when consumers spend money abroad, they are prone to relax and lose vigilance because of vacation, or find it inconvenient due to language barriers, so they hand over their credit cards to waiters to help them swipe the cards, thereby increasing the possibility of the cards being swapped or the information being stolen. Objectively speaking, the probability of card theft is small after all, and the overseas credit card swiping environment is generally safe. However, regardless of whether it is safe to swipe cards overseas, consumers need to take precautions and pay attention to the safety of their own property. In response to the situation where credit cards may be stolen overseas, banks have also taken corresponding measures. Generally, banks have card loss protection policies. After the card holder loses his card, as long as he promptly reports the loss to the card issuing bank and performs the relevant procedures, he will not be responsible for the loss within a certain range within 48 or 72 hours (policies of different banks are different) before reporting the loss. Losses incurred due to card theft. At the same time, some banks will conduct real-time monitoring of credit card consumption information. If any abnormalities are found in the card swiping area or merchant, they will proactively contact the cardholder for confirmation. If it is confirmed that the consumer is not the cardholder, the bank will refuse to pay the relevant amount.