This is normal and there will generally be a review process.

As long as your credit and work are fine, you can get the card. Generally, it takes about 20-40 days from the time you submit the card application materials. The credit card center will review and file the credit card application materials after receiving them from various local cities. This process takes 15 days. The next step is to make the card. In China, it is basically made centrally by the credit card centers of various banks. This process usually takes two days. The final step is to mail the card to the cardholder by registered mail, which usually takes 7 to 15 days. In addition to the possible delays between each link, it is normal to get the card in 40 days.