Legal analysis: If it is a CCB credit card, you can bind the savings account in your name, and the bank will automatically transfer the repayment on the due date. Or you can pay off the remaining balance in one lump sum.

Legal basis: "Bank Card Regulations" Article 2 When entering into a bank card contract with the cardholder, the card issuer fails to perform its obligation to remind or explain the standard terms such as interest, compound interest, fees, liquidated damages, etc. , causing the cardholder to fail to pay attention to or understand the clause, and if the cardholder claims that the clause does not become part of the contract and is not binding on him, the People's Court shall support it. The card issuer requires the cardholder to pay overdraft interest, compound interest, liquidated damages, etc., or to pay installment fees, interest, liquidated damages, etc. in accordance with the credit card contract. The cardholder requests appropriate payment on the grounds that the total amount claimed by the card issuer is too high. If the amount is reduced, the people's court shall comprehensively consider the relevant national financial regulatory regulations, the amount and period of outstanding repayment, the degree of fault of the parties, the actual losses of the card issuer and other factors, weigh it in accordance with the principles of fairness and good faith, and make a ruling.