1. Telephone customer service cancellation

You can choose to use the bank’s reserved phone number to call the Bank of China’s 24-hour customer service hotline 95566 or the credit card customer service hotline 400-66-95566 to cancel the Bank of China’s credit card, customer service After verifying your personal information and account information, the staff will handle the card cancellation procedures for you.

2. Cancellation at a bank outlet

You can bring your valid identity document and the credit card that needs to be canceled to a Bank of China outlet and apply at the counter. There will be dedicated bank work The staff will serve you. If you have any specific questions, you can consult the bank staff. It is also the safest and most secure way to cancel your bank card at a bank outlet.

3. Log in to the official website of Bank of China Credit Card to apply for card cancellation

(1) Log in to the Bank of China Credit Card Center, click "Apply for Credit Card", enter the credit card introduction page, select your favorite card, and click "Apply now", then enter the application page, fill in the information according to the prompts to complete the application process.

(2) Advantages and Disadvantages: It is convenient to apply, simple to operate, and quick to apply for a card. However, you cannot submit additional application materials, such as proof of financial resources, etc., which may affect the application of the card. The chance of being approved for a high-limit credit card is very high. Low.

Although the banks are different, the cancellation methods for credit cards are basically similar and the operations are relatively simple. Using a mobile phone (Model: HLK-Al00)

1. Notes on canceling credit cards by Bank of China

1. Pay off all outstanding debts in a timely manner.

This arrears include bill arrears and annual fees. If there are still outstanding balances in the card, just cancel the card without hesitation. After the interest is compounded, when the amount reaches a certain amount, the bank will start to collect the debt.

2. Confirm whether to cancel the account after 45 days.

Credit card cancellation is usually handled through customer service, but it is not possible to cancel the card successfully at that time. When you propose to cancel the card, the account will enter the pre-cancellation state. Whether the account has been successfully canceled will not be known until 45 working days.

(1) 45 days after pre-cancellation, if the balance in the account has been cleared, the account will be automatically closed for you, and there is no need to go to the counter to go through any procedures.

(2) If the main card is cancelled, all supplementary cards under its name will be cancelled. The cancellation of the supplementary card will not affect the use of the main card.

(3) Pre-account cancellation requires application from the principal cardholder, including the case of separate cancellation of the supplementary card account. Supplementary cardholders cannot apply for account cancellation, only the principal cardholder can apply Application for cancellation of account.

3. Cut the magnetic strip when deleting the card. If the card is complete, it may still be usable in some consumption places that only require the card number without verifying the information.

2. Bank of China’s credit card

1. Bank of China’s credit card is still very good. Compared with other banks’ credit cards, Bank of China’s credit card has foreign exchange advantages, existing points, and some The advantages of regional platinum card are no annual fee.

2. In addition, the handling fees for Bank of China credit card installments are not high, which can reduce the repayment pressure on cardholders. According to user feedback, Bank of China’s credit card risk control is also relatively small. But for users, it is worth applying if it meets their own card usage needs.