It is well known that it takes 45 minutes to cancel a credit card. Moreover, the cardholder can no longer use the credit card for any transaction during the cancellation period, otherwise the card withdrawal will fail. Therefore, cardholders who apply for credit card cancellation should pay attention to the fact that they can no longer use credit cards to cancel their accounts during the cancellation period. Then, how can I get a refund after the credit card is cancelled?

How to refund the credit card after cancellation?

Refunds are generally returned the same way, if paid directly by credit card. Then once a return occurs, the consumption amount will be returned to the credit card. Even the cancellation card is the same, so users need to ensure that no transactions will be made during this period. Pay by credit card, and the refund at the time of sale will be returned to the paying credit card according to the same route. The time limit for refund varies from bank to bank, usually 3-7 working days.

In addition, there will be a balance after the credit card is refunded, and the cardholder can transfer the balance to the savings card or withdraw it at the counter of the bank outlet. Cardholders need to consult the issuing bank in advance to handle the balance withdrawal business.