The bank card is not activated, which means that the bank card only has a physical card, and the user has not yet opened the bank card, so the bank card cannot be used for the time being. At this point, users need to bring their ID cards and bank cards to the bank outlets for activation. General enterprises will not activate cards, social security cards and credit cards in batches, but need to activate them at bank outlets, mobile banking and bank card customer service telephones.

Bank cards (savings cards) handled by ordinary users at bank outlets are not activated. As long as the card is issued, it can be used directly, and the savings card has no validity period. As long as the card is not eliminated, it can be used all the time. If the user applies for a credit card at the bank, it needs to be activated. Credit cards have a validity period and can be activated during the validity period. After the expiration date, the credit card is invalid.