Yes, here are the answers you need:

Yes, it is generally possible to get a loan after paying off your credit card overdue. The specific situation needs to be judged based on the following points:

1. Credit record: When a credit card is paid off overdue, it will have a certain negative impact on the personal credit record. However, if you can maintain good credit performance for a period of time after the overdue period, such as repaying other loans or bills on time, and gradually restoring your credit record, then the bank may give it certain consideration when applying for a loan.

2. Personal income status: When lending, banks often pay attention to the borrower's income status to ensure that they are able to repay the loan on time. So if one's income situation improves or remains stable after being overdue, this will help increase the likelihood of getting a loan.

3. Loan purpose and amount: Loan purpose and amount are also important factors that banks consider. If the loan is for the purchase of some high-value asset, such as a house or vehicle, and the borrower has a stable source of income, the bank may still consider the loan carefully even if the credit card has been overdue.

To sum up, it is still possible to get a loan after paying off your credit card overdue. However, factors such as personal credit history, income status, loan purpose and amount will all have an impact on the final loan result.

Extended information:

An individual's credit record plays an important role in whether the loan is approved and the loan interest rate. Banks or financial institutions typically assess a borrower's credit standing by consulting an individual's credit report. Late payments can have a negative impact on your credit history, but over time, borrowers can gradually restore their credit through good repayment performance. Therefore, there are still loan opportunities after overdue payments.

It is worth noting that each bank may have different requirements and approval standards for credit status. Some banks may have a stricter attitude towards late repayments, while others pay more attention to the borrower's overall credit status and repayment ability. Therefore, when applying for a loan, choosing a bank or financial institution that suits your credit profile will be more conducive to loan approval.

In short, it is still possible to get a loan after paying off your credit card overdue, but the specific situation depends on your personal credit record, income status, and the purpose and amount of the loan. A good credit history and stable income can help increase the likelihood of loan approval. If necessary, you can consult your bank for specific loan requirements and conditions.