The credit card quota of Changsha Bank is not fixed, and the specific quota is determined by the applicant's comprehensive qualifications. Applicants with different qualifications have different quotas and there is no uniform standard.

the amount of any credit card depends on the effective income provided by the individual in the application process and the guaranteed value of the assets. The credit limit of a credit card is positively related to the income and secured assets of the applicant, that is, the higher the income and secured assets, the higher the credit limit.

Therefore, the credit card limit of Changsha Bank is determined by the applicant's comprehensive qualifications, and there is no fixed standard.

therefore, the applicant must provide proof of income and an asset guarantee statement. Asset guarantee includes fixed assets such as real estate and automobiles, as well as current assets such as savings and bonds.

Extended information:

Relevant provisions of the Articles of Association of Furong Credit Card of Changsha Bank

When applying for a credit card, any unit or individual shall fill in the application form according to the regulations, and confirm the fulfillment of the Contract for Receiving and Using Furong Credit Card (Standard Card) of Changsha Bank (the specific version shall be subject to the latest release of the Bank when signing the Articles of Association), and provide authenticity, correctness and completeness according to the requirements of the card issuer.

the card issuer determines whether to require the applicant to provide a guarantee and the way, amount and value of the guarantee according to the applicant's application and credit status; Whether to approve the applicant's card application and determine the type of card and the credit limit of the card holder. Application materials that have not been approved by the card issuer will not be returned.

after receiving the credit card, the cardholder shall immediately sign the same signature as the application form in the signature column on the back of the credit card, and use the same signature when using the credit card for transactions, otherwise, the losses arising therefrom shall be borne by the cardholder. The cardholder can set the password through the channel designated by the card issuer.

Baidu Encyclopedia-Credit Card Limit

Changsha Bank-Changsha Bank Furong Credit Card Articles of Association