Question 1: How is the number of CCB credit card purchases calculated? Is it counted as a consumption no matter how much money is spent? CCB credit card stipulates that regardless of the amount of consumption, every swipe of the card is counted as a consumption. frequency.

2. Remarks:

1) China Construction Bank credit card annual fee exemption policy:

1. China Construction Bank credit card (regular card, gold card), each If you make 3 purchases with the card (no limit on the amount) during the card-holding year, the annual fee for that year will be waived. If the conditions are not met, the annual fee will be charged in the next card-holding year and will not be refunded after collection. (Unless otherwise agreed for special products)

2. If you make 18 or more purchases (no limit on the amount) with a China Construction Bank credit card (standard platinum card, European travel card) in each card-holding year, the annual fee for that year will be waived. , if the conditions are not met, the annual fee will be charged in the next card holding year and will not be refunded after collection. (Except if otherwise agreed for special products).

3. For Dragon Card IC credit card (regular card, gold card), if you make 3 purchases (no limit on the amount) from the main account in each card-holding year, the annual fee will be waived. If the conditions are not met, the annual fee will be charged. It will be collected in the next card-holding year and will not be refunded after collection. (Except for special products otherwise agreed)

4. Dragon Card IC Credit Card (Standard Platinum Card), if you make 18 purchases (no limit on the amount) from the main account in each card-holding year, the annual fee for that year will be waived. If the conditions are not met, the annual fee will be charged in the next card holding year and will not be refunded after collection. (Except if otherwise agreed for special products).

Question 2: Does online consumption with CCB Credit Card count as the number of card swipes? You have seen that your CCB Credit Card can be exempted by a certain number of transactions, so general online transactions, phone authorization, card swiping in physical stores, and cash withdrawals All of them meet the requirements for annual fee reduction and exemption, and CCB has no limit on the amount, so you can have a meal, go shopping, go to a supermarket, or buy something online, and you can do it without even realizing it.

Question 3: Does online consumption with CCB credit card count as the number of card swipes? Generally, online transactions, phone authorization, card swiping in physical stores, cash withdrawals, etc. all meet the requirements for annual fee reduction and exemption, so you can usually eat and go shopping Go to the street, go to a supermarket, buy something online, and it's done inadvertently.

The annual fee policy of China Construction Bank's credit cards is roughly as follows:

For regular cards, the annual fee for the main card is 80 yuan, and for the supplementary card, the annual fee is 40 yuan;

The main card for gold card : RMB 160 for the main card and RMB 80 for the supplementary card; for both of these, the annual fee will be reduced if you make 3 transactions with the card or withdraw cash (no limit on the amount) every year.

Titanium Platinum Card: 380 yuan for the main card and 180 yuan for the supplementary card. The annual fee is waived if you make 6 purchases with the card or withdraw cash (no limit on the amount) every year. (This is a preferential annual fee policy until December 31, 2017)

The annual fee for the standard platinum card is 580 yuan for the main card and 300 yuan for the supplementary card. If you make 10 card purchases or withdraw cash every year (no limit on the amount), the annual fee will be waived.

There are also some special cards, such as car cards. The annual fee of 200 yuan will be charged as long as the card is opened, and it cannot be waived by making many purchases. However, the service of this card is good, and it can provide discounts on car washes. Points can be used for oil changes and free roadside assistance.

The Football World Cup credit card and Olympic Dragon Card launched last year are free of annual fees within the validity period (apply before December 31, 2014).

Therefore, the specific annual fee charged depends on the actual card type!

Question 4: How many times can I swipe a CCB credit card to get the annual fee waived? Does online consumption count as "swiping the card"? 1. Except for the China Eastern Airlines Dragon Card and the Dragon Car Card, all other CCB credit cards are exempt from the first-year annual fee, and the annual fee for the following year is waived for 3 card transactions.

2. Online consumption is counted as "card swiping" and counts as points.

Question 5: How to check the number of times used by China Construction Bank's credit card? Register for personal online banking with your credit card number on the official website of China Construction Bank and check the number of transaction records

Please accept it, thank you!

Question 6: How to calculate the number of CCB credit cards? Most of CCB’s credit cards have annual fee discount policies (except car cards, high-end diamond and white cards, and digital display dragon cards). If you spend a certain amount of money at any time, there is no limit on the amount. The annual fee for the current year can be waived. Card consumption in physical stores, online payments (including payments on various APPs), and overdraft cash withdrawals all count. Generally speaking, for gold/regular cards, if you use the card three times per year with no limit on the amount, you can be exempted from the annual fee for that year; for platinum cards, if you use the card ten times per year with no limit on the amount, you can be exempted from the annual fee for that year.

Question 7: Does online consumption with CCB credit card count as the number of card swipes? 1. Except for China Eastern Airlines Dragon Card and Dragon Card Car Card, other CCB credit cards are free of annual fees for the first year, and the annual fee is waived for the next year after 3 card swipes. fee.

2. Online consumption is counted as "card swiping" and counts as points.

Question 8: Which credit cards are used to count the number of card swipes? Hello, everything you said counts.

In fact, this limit on the number of card swipes without annual fees is just to encourage you to consume, so no matter how you use it, as long as you consume the credit amount in the card, it is considered used.

Please know it and adopt it if you are satisfied.

Question 9: How many times can the Jianshe Bank card be used to waive the annual fee? Are you referring to a debit card or a credit card? Deposit cards do not have a limit on how many times the annual fee can be waived.

Most credit cards have discounts that waive annual fees as many times as you use.

For example, the annual fee for the CCB Standard Platinum Card is 580 yuan/card for the main card and 300 yuan/card for the supplementary card. It can be enjoyed by a total of 10 card purchases and cash withdrawals (no limit on the amount) in each card year. The annual fee is waived for the current year. The annual fee for the Titanium Platinum Card is 380 yuan/card for the main card and 180 yuan/card for the supplementary card. If you make a total of 6 card purchases and cash withdrawals in each card year (no limit on the amount), you can enjoy the annual fee exemption for that year. The annual fee for the gold card is 160 yuan/card for the main card and 80 yuan/card for the supplementary card. The annual fee for the regular card is 80 yuan/card for the main card and 40 yuan/card for the supplementary card. The accumulated consumption and cash withdrawals in each card-holding year are If you complete 3 transactions (no limit on amount), you can enjoy the discount of annual fee for that year.

In addition, there are also some cards with rigid annual fees, which will be charged no matter how much you use, such as China Construction Bank’s Diamond Platinum Card, Car Card, Digital Display Dragon Card, etc.

Question 10: Does online shopping with CCB credit card count as the number of card swipes? Therefore, bank online purchases count as number of card swipes, but not all bank card types have points for online purchases!