Even if the Industrial Bank credit card is not activated, annual fees will be charged.

There are usually three ways to activate a credit card:

1. Activation through the counter of the bank where the credit card is located, requiring personal presence and the original ID card and credit card;

2 . Call the credit card service phone number on the card to activate;

3. Log in to the credit card online banking and activate online.

Service phone activation method:

1. Call the 24-hour customer service hotline shown on the back of the credit card, select the appropriate language, and enter the cardholder's card number and query password;

2. Follow the voice prompts and select the card activation option under the "Credit Card Activation and Password Management" menu;

3. Enter the cardholder's last printed signature in the signature field on the back of the credit card. 3 digits, press # key to confirm;

4. Enter the cardholder’s home phone number, press # key to confirm;

5. Enter 6 digits as the cardholder’s transaction Password, press the # key to confirm;

6. Enter the 6-digit transaction password again and press the # key to confirm;

7. The transaction password is set successfully.

How to activate credit card online:

1. First log in to the online banking page of the Bank of Communications credit card and enter the cardholder's card number and query password;

2. Log in Please change the query password in time;

3. When the credit card initial password is successfully changed, please log in to online banking again;

4. After logging in for the second time, please click "Credit Card Activation". According to the prompts on the page, enter the signature box on the back of the credit card and print it

5. The last three digits and home phone number;

6. After successful activation, enter the six-digit number as the transaction password according to the prompts;

7. If the "Use password to confirm transaction" function is not checked on the application form, you can change the transaction mode to password + signature after the setting is completed.