The credit card payment has been stopped, and after examination by relevant departments, it shows that many repayments are overdue and have entered the bank's key risk control list.

Bring your ID card to the relevant bank for enquiry;

If you have any arrears, please repay them as soon as possible;

If you don't change your card, the credit card will be deactivated and blacklisted;

Bad credit in the blacklist is recorded in the personal credit information system;

The retrospective period is five years. After five years, the bad credit information is clear, and the business can be handled normally after the list is revoked;

If the arrears are not paid after the expiration of the retrospective period, the bank may apply for a five-year or permanent supplementary payment.