Sesame Credit is a credit evaluation service launched by Alipay, which aims to provide users with personal credit scores and credit reports by analyzing users' behavior data such as consumption, repayment and socialization. Sesame credit score is 0-950. The higher the score, the better the user's credit, which can be used to apply for credit cards, loans, renting houses and other scenarios. Sesame credit report is a user's credit file, including personal basic information, credit score, credit record, etc., which can help users understand their credit status and credit record. Sesame Credit also provides credit guarantee, credit card application, credit loan and other services to help users better manage their credit.