All incoming calls from bank customer service are recorded by themselves, and this recording will be deleted only after being kept for at least 2 years. If you owe money, you'd better pay it back as soon as possible, otherwise it will affect your future credit information, let alone buying a house and renting a car. Don't miss the rest of your life for this little money. Of course, I am also a professional in handling these payments and raising cards. Hehe ~ don't forget to adopt them after reading it.