It usually takes 20 days after the credit card bill is issued to be repaid.

The repayment date is 20 days after the bill date, so the credit card can be repaid 20 days after the bill is issued.

However, each bank has a different limited time. Some can extend the repayment time, but you need to have a relatively high credit to be able to extend it.

1. Bank of China:

Billing date: Choose any day from the 1st to the 28th of each month. Repayment due date: 20 days after the bill date.

2. China Guangfa Bank:

Billing date: The billing date is the cardholder’s birthday. Once the billing date is determined, it cannot be changed.

Repayment date: The final repayment date is the 20th or 26th day after the bill date.

3. China Merchants Bank:

Billing date: 5th, 7th, 10th, 12th, 15th, 17th, 22nd, 25th of every month, any Pick a day.

Repayment date: The due repayment date is generally the 18th day after the bill date.

4. Bank of Communications:

Bill date: The monthly bill date is generated by the system.

Repayment date: The due repayment date is the 25th day from the bill date (inclusive).

Repayment methods

The methods within the card-issuing bank include: card-issuing bank counter, ATM, online banking, automatic transfer, telephone banking repayment, etc. After repayment, the credit card limit will be restored immediately, and the payment will generally be credited to the account after the system processes it on the same day.

WeiBank POS mobile phone and WeiBank Tong POS mobile phone are a mobile financial system personal payment terminals that can be used to directly repay by swiping cards, as well as perform transfers and other services. Instant payment!

Transfer/remittance repayment is mainly divided into two methods: inter-bank inter-bank in the same city and inter-bank inter-bank in different places. Regardless of the method of transfer or remittance, the remittance bank will charge a certain fee. At the same time, the time it takes for the money to arrive and the convenience of repayment are not as good as intra-peer repayment, online repayment, convenience store repayment and other methods.

The more common domestic online platforms for online repayment include: UnionPay Online, Kuaiqian, Shengfutong, Alipay, Tenpay, etc. Depending on the platform and bank you choose, the charging standards and specific payment arrival time will be different.

This method of convenience store repayment is mainly completed through the "Lakala" smart payment terminal installed in the convenience store. Generally, the payment time takes 2 to 3 working days. At the same time, using this There is no handling fee for repayment.

Counter repayment counter refers to bank cards issued by various networked financial institutions, which can be used to conduct RMB current deposit and withdrawal transactions through the counters of other bank branches registered in the UnionPay exchange center host system.

The "Xinpaytong" smart credit card phone for repayment is an innovative electronic product independently developed by China UnionPay, certified by the Bank Card Testing Center, and supported by financial services provided by China UnionPay's inter-bank information exchange network.

Use "Repayment Tong" to make repayments, and the fees are generally charged according to the fee standards for intra-city inter-bank transfers and long-distance inter-bank remittances stipulated by the local People's Bank of China.

Other methods In addition to the methods mentioned above, card issuers have also opened their own unique repayment methods in order to facilitate cardholders' repayment.