How to check the progress of credit card review:

Jiangsu users can inquire by phone or at the counter of bank outlets, and the results are credible. Now that it has been reviewed, it means that the user's credit card application materials have entered the review stage, and the user only needs to wait patiently for the bank to inform the review result.

If it is approved, the bank will issue a card directly to you, and the card issuance confirmation message will also be sent to the reserved mobile phone number registered when you apply.

Extended data:

Reasons for failure of credit card review:

1. The applicant has a bad credit record.

When applying for a credit card, the applicant authorizes the bank to inquire about its credit information system at the People's Bank of China. If bad credit records are left in the credit information system, including overdue credit card repayment and repayment in loans overdue, etc. Then the user's credit card application is 100% and cannot pass the examination. Credit records represent the credit status of users.

2. The applicant's occupation does not match.

Banks require applicants to have a fixed job and a stable source of income. So waiters, express company employees, insurance salesmen, direct sellers, drivers, freelancers, etc. And some employees who are forbidden to enter the industry are generally unable to apply for credit cards.

3. The applicant's income is low.

If the applicant's monthly income is low, it is more difficult to apply for a credit card. In order to avoid the risk that the applicant will not repay the loan on time, the bank requires the applicant to show proof materials that can prove his stable income when applying for a credit card, such as running salary and so on.

China Economic Net-New customers of bank credit cards compete for "simplicity and rudeness".

China Economic Net-Customers who questioned Industrial Bank's malicious fraudulent credit card were also charged.

Baidu encyclopedia-credit card