The credit limit of Ping An Credit Card is 10%, and users can exceed the credit limit of the credit card on the basis of 10%. To be exact, the excess amount depends on the credit limit of the cardholder. If the credit limit of Ping An Credit Card is 5,000 yuan, then the limit is 500 yuan. What needs special attention is that the use of excess consumption needs to be paid, generally 5% of the excess is charged.

Is there an annual fee for Ping An Bank credit card?

Ping An Bank's credit card is an annual fee, and only some cards have preferential policies for annual fees. Ping An Bank credit card universal card, the gold card master card is free of annual fee in the first year, and the annual fee in the second year can be reduced by swiping the card for 6 times; Platinum card, the first year is a rigid annual fee, which cannot be reduced If you spend 6.5438+0.5 million yuan a year, you can reduce the annual fee for the second year by 50%, and if you spend 300,000 yuan, you can directly reduce the annual fee for the second year.