1, the card issuing forms are different: the electronic card gives a virtual account, and the physical card gives a real bank card. Different forms of credit card swiping: Electronic cards can only be swiped with the help of mobile payment tools, while physical cards have more forms of credit card swiping than electronic cards.
2. Different repayment methods: electronic credit cards can only be repaid online, such as Alipay, WeChat and mobile banking. Moreover, the physical card can not only be repaid by online transfer, but also be inserted into an ATM machine to save money.