According to the income and credit status of the cardholder, the general bank will approve the maximum amount that can be used for overdraft consumption and cash withdrawal, and the cardholder can recycle the card within the validity period. Different people issue different amounts of cards.
The credit card limit is first related to the applicant's income. The credit card limit is comprehensively evaluated by the bank according to the applicant's income. The income level and personal data of the applicant affect the consumption ability and habits of the applicant.
Secondly, the credit card limit is related to the applicant's credit. Generally speaking, banks do not accept applications from applicants with bad credit records. However, in order to attract credit card customers, some banks still accept applications from overdue applicants, but the quota will be reduced.
Finally, the amount of credit card is related to the type of card the applicant applies for. Credit cards are similar to bank cards, and they are also divided into ordinary cards and gold cards. The higher the credit card limit, the higher the credit limit. It should be noted that if your credit card limit is not enough, you can apply for a higher limit.