When applying for a credit card, provide as many financial certificates as possible, such as income certificate, bank deposit certificate, real estate certificate, vehicle production certificate, etc. The bank will evaluate the cardholder's assets according to these certificates. If the cardholder has a deposit in CCB or is a civil servant, it will also help the cardholder to obtain good credit and approve a higher credit limit.

2. Use credit card as much as possible.

CCB will make a comprehensive evaluation based on customers' past card use, and suggest that cardholders can diversify their consumption types, such as household appliances consumption, catering consumption and supermarket shopping. And spend as much as possible in physical stores. Credit Card Center of China Construction Bank will adjust the credit limit according to your credit card usage rate and repayment record.

3. Ensure a good repayment record

After using the credit card of China Construction Bank, the repayment must be guaranteed on time before the repayment date every month. Once it is overdue, it will not only pay a high late fee, but also produce a bad credit record, which will affect future credit card applications. In case of emergency, you can call the customer service hotline of China Construction Bank at 95533 to apply for deferred repayment.

4. Apply for increasing the temporary quota.

Credit card holders of China Construction Bank can apply to increase the temporary limit voluntarily, and the bank will comprehensively evaluate the range of the limit you can increase according to your usual consumption and repayment. If you frequently increase the temporary limit, the bank will think that you have a strong demand for credit cards, and it is not difficult to increase the fixed limit. Rong 360 reminds that the temporary quota needs to be paid off in one lump sum. Please be careful not to generate late fees.