Le Fen Card is an exclusive credit card product issued by Agricultural Bank of China in stages for designated customers. The card is valid for 8 years, free of annual fee. The product signs the automatic bill installment function with the cardholder when issuing the card, and automatically handles the bill installment on the bill date. The bookkeeping date of the music score card is 10 day per month, and repayment is made on the 4th or 5th of the following month. The longest interest-free period is 56 days.

With this card, the new installment consumption transactions of 500 yuan and above accumulated in each billing cycle will be automatically phased. At present, the agreed number of periods is 6. 12.24, of which 24 periods are the default number.