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How about the commercial Peony super discount real gold credit card?

It’s pretty good

This card is the latest card launched by ICBC. The gimmick lies in the 24k pure gold inlay craftsmanship on the surface of the card. The card also comes with a commemorative certificate. etc., "What needs special attention is that" there are two application methods: the first is to apply on your own initiative, and the second is to apply through invitation by the bank. After you apply on your own initiative, you need to pay a production fee of 520 yuan. If the bank invites you to apply, you will be exempted from paying the 520 yuan production fee. Therefore, if you receive a bank invitation text message, you can get on the bus. While reducing costs, you can get the craftsmanship, The rights and quotas are good