Generally, the minimum repayment amount is 10% of the consumption amount and other payables, which will be listed on the current bill of the credit card. If the credit card is repaid according to the minimum repayment amount, the bank will charge interest. From the date when the current consumption is recorded in the account until the debt is paid off, the total amount payable in the current bill is used as the principal, and the interest is calculated at the rate of five ten thousandths per day, and the interest is compounded monthly.

As shown in the figure: