Business cards, like ordinary credit cards, can only be issued after at least 15-30 days.
2.
The overdraft limit of China Postal Savings Business Card is:
(1) The bank determines the maximum amount that can be used for overdraft consumption and cash withdrawal according to the cardholder's income and credit status, and the cardholder can recover the credit card within the validity period.
(2) The credit card limit is given by the bank according to the comprehensive score of the information submitted by the applicant. Reference items include age, gender, unit, income, position, housing, education, marriage, real estate, professional title, credit record, personal financial assets, etc. A score segment corresponds to a result, from not approving cards to approving cards, from low to high. After using the credit card for a period of time, you can also apply for an increase in the amount.
3.
Several methods of withdrawing cash by credit card;
1, frequency of use: credit cards are often used, no matter how much they cost, as long as they can swipe their cards, they will definitely spend money.
2. Amount: It is best to generate at least 30% of the total bill every month.
3. The bill of credit card consumption needs to last for 3 months in a row, and it can't be broken in the middle, that is, there must be consumption every month.