The prerequisite for installment credit card (debit card) is that there must be an available limit, and the system will re-examine each time you apply for repayment. After the review is successful, the partner institution will approve the payment. If the partner is reminded of insufficient funds, there are generally two situations:

1. The partner’s funds are limited: the financial institutions that Fenqile cooperates with only issue a part of the quota at a time, and once the quota is used up, it will be gone. Especially This situation is most likely to occur if there are more people applying on that day.

2. The user has not grabbed the quota: Installment credit cards (debit cards) also need to grab the quota. If the quota is not grabbed, there will be this reminder. It is said that cooperative institutions usually start releasing quotas at 10:30 every day. You can try it during this time.