Criteria for judging a credit card: the card number is 16 digits, the cardholder's pinyin name will be printed on the lower left of the front of the card, and the expiration date will be printed directly below the card number (format: * */* *, month/year). The information printed on the front is embossed, but it feels uneven. There are seven digits in the signature column on the back of the card (the first three digits are the same as the last four digits of the card number, and the last three digits are CVV security verification code), and the credit card exclusive customer service hotline starting with 400 is printed on the back. In line with the above situation, it is a credit card. The ordinary bank card mentioned by the landlord should be a savings card, not a credit card.

If the landlord/kloc-is over 0/8 years old, with stable income and good credit, you can apply for a CCB credit card. At present, there are two main ways: one is online application, and the other is online application.

Online application is relatively simple and does not require additional financial proof. Banks will focus on the landlord's real estate, social security, provident fund, individual tax, personal credit and so on. , you can check it online. There is a silver shield of CCB (like a USB flash drive), which will be approved within five working days at the earliest, without face-to-face signing. If there is no online silver shield, it usually takes about 10 days for approval, and then bring your ID card to the outlet for face-to-face signing. If these efforts are not much or not much, this method is not recommended.

When handling outlets, you need to bring your ID card and proof of work income (work permit, employment certificate, tax bill for the last three months, social security bill, provident fund bill, etc. Not all of them are required, but some of them are optional). If you can attach some financial certificates (such as real estate, car output or deposits), it will be very helpful for issuing cards and approving quotas. If the information is complete, it will generally be approved within 20 working days (almost one month) after the application.