If you swipe your card under the available credit card limit, it is assumed that the credit card with the credit card limit of 1W has been swiped for 8K, and the available credit limit is only 2K.
The cash withdrawal transaction is included in the bill, and the repayment date is the 25th day after the bill is generated. You need to know when your credit card bill date is.
For example, the final repayment date of Bank of Communications credit card is the 25th day after the bill date. Suppose your bill date is 23rd (fixed), that is to say
Generate a bill 10.23, and record the transactions during September 24th-10.23. The final repayment date is 25th day after 10.23, that is,1.17.
Generate a bill 1 1.23, and record the transactions during the period of10.24-1.23. The final repayment date is the 25th day after 1 1.23, that is.
And so on.
Obviously, 10.23 has the shortest interest-free period on the bookkeeping day, which is 25 days (1 17), and the longest interest-free period on the first day after bookkeeping, which is 56 days (10.24). It should be noted that there is an interest-free period for credit card consumption, but there is no interest-free period for cash withdrawal. Interest will be accrued immediately after cash withdrawal, with a daily interest rate of 0.05% and a handling fee of 5 yuan.