If you want to withdraw the advance cash limit of a credit card, you can only withdraw the withdrawal limit at the bank counter or ATM through the bank counter or ATM. Under normal circumstances, banks do not support the direct transfer of cash advances to debit card accounts through online transfer. However, Shanghai Pudong Development Bank and China Merchants Bank have also launched pocket cash withdrawal services, which can transfer the cash withdrawal amount to debit card accounts through mobile banking.

The cash advance limit shall be calculated according to the credit limit of the credit card. For example, if the credit limit of a credit card is 10000 yuan, the withdrawal limit of the credit card is 50% of the credit limit of the credit card, and the withdrawal limit of the credit card is 5000 yuan, the cardholder can insert the credit card through the bank ATM and directly withdraw 5000 yuan for consumption.