It is real to negotiate for repayment online with overdue credit cards. This method allows cardholders to negotiate with credit card issuers through online platforms or customer service calls to develop a repayment plan or defer repayment. The following are detailed instructions:

1. Online entrusted negotiation for repayment: Cardholders can contact the card issuer through the bank’s online banking system, mobile banking application or customer service phone number to report difficulties in repayment and request a settlement plan. New repayment plan.

2. Provide information and explain the situation: The cardholder needs to provide the card issuer with the relevant financial situation and reasons, and explain the reasons for the overdue payment and the difficulties in being unable to repay on time.

3. Negotiate a repayment plan: The card issuer will negotiate and formulate a reasonable repayment plan based on the cardholder's situation. The plan may include installment payments, deferred payments, or other feasible options.

Summary: Online entrusted negotiation for repayment of overdue credit cards does exist. It provides cardholders with a platform to cooperate with card issuers to solve repayment problems and avoid further overdue fees and credit Document the damage.

Extended information: Before negotiating repayment, cardholders can first understand the specific policies and procedures of the credit card issuer. In addition, it is very important to maintain communication with the bank and provide required documents and information in a timely manner.

Please note: The above answers are based on general situations and cannot cover all special cases. It is best to contact the relevant agencies directly to obtain accurate information based on the actual situation.