Relevant regulations on mobile banking of Agricultural Bank of China:
1. The merchant shall verify the bill or cash withdrawal slip signed by the cardholder with the acquiring bank, and conduct liquidation with the acquiring bank to recover the advance funds.
2. The electronic payment network established by the bank and the magnetic stripe reading and manual password input of the card can realize the functions of credit card consumption, ATM withdrawal, transfer and various payments. The expenses incurred through the card are equal to the decrease in the balance of the savings account. If the account balance is zero, the payment function of the card will also be reduced to zero. The application for a savings card is very simple, and you can get it right away without bank approval.
3. With my valid ID card, go to any business outlet of the bank to handle it. You must open a current account first. The account balance shall not be less than 10 yuan. Unstamped withdrawal account. Non-loss-reporting account, frozen account and normal account status.
4. Savings card fees mainly include annual fee, small account management fee, loss reporting fee, new card worker, cash withdrawal fee (including local interbank, remote bank, remote bank, overseas ATM, Hong Kong and Macao), transfer fee (including remote bank, remote bank, local interbank, overseas wire transfer) and online banking transfer fee (including remote bank, remote bank, local interbank and overseas remittance).
5. Customer service tools for depositors. In shopping malls, hotels, entertainment places, public service places, etc. Where the POS terminal is installed in the bank card network, the savings card user can spend with his own account without cash.
The amount of consumption and payment by users is unlimited, and the handling fee is free. But the account can't be overdrawn. In addition, Savings also launched mobile phone payment service and telephone wallet payment service, which is easy and flexible, and it is convenient to pay anytime and anywhere 24 hours a day.
Therefore, ABC Pocket Bank cannot add credit cards from other banks.
Extended data:
The role of ABC pocket bank:
(a) Reflect the flow of funds
China Merchants Bank's online banking classifies capital movements according to economic content. An accounting subject reflects an economic business, and each accounting subject reflects the overall movement of funds from different aspects. Every accounting subject is a link to reflect the movement of funds, and the accounting subject system is a link to reflect the movement of funds.
Through the information provided by an accounting subject, we can understand a certain aspect of capital movement, such as the subject of "fixed assets", provide information on the increase, decrease and existing amount of fixed assets in a certain period, and reflect the situation of fixed assets; Through the information provided by all accounting subjects, you can complete?
(2) Accounting basis?
As a basic accounting system, the online banking of China Merchants Bank stipulates the requirements of accounting scope, specific content, accounting methods, accounting entry compilation methods, detailed accounting and registration books. Organize accounting according to the provisions of accounting subjects: set up accounts in account books; Handle daily accounting affairs,
Determine accounting entries and prepare accounting vouchers; Register, etc. For example, a batch of goods with a value of RMB yuan, of which RMB yuan belongs to materials, should be accounted for according to the provisions of the accounting subject of "materials"; Yuan belongs to the management expenses, should be accounted for according to the provisions of the "management expenses" subject.
(3) Means of accounting management?
The relevant regulations of China Merchants Bank's online banking are the standards for controlling daily economic activities, such as controlling the income and expenditure of monetary funds and the increase and decrease of materials. This kind of control is an institutional control in advance. If the provisions of accounting subjects are specific, comprehensive and correct, we can give full play to this role of prior control.
At the same time, the information provided by accounting entities is the basis of supervision, analysis and assessment; Timely dispatch funds, organize the supply of funds, and ensure the demand for funds; It also provides a basis for the preparation of financial plans.
Baidu Encyclopedia-Agricultural Bank of China
Official Website of Agricultural Bank of China-Articles of Association of Bank Card
Baidu encyclopedia-pocket bank
Baidu encyclopedia-credit card