1, 360 IOUs approve users with the help of modern information technology and Internet big data, which belongs to credit microfinance products. If there is no quota, it is likely that the application failed, possibly because of consumption, credibility and other problems, or there may be problems with the system. I suggest you fill in your personal information carefully and reapply to see if there are any places.

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3. If there are no restrictions, it should be that the approval has failed, and there are many cases of visa refusal: 1. The credit card is overdue for three consecutive times; 2. The monthly payment is overdue or unpaid; 3. The monthly car loan is overdue or unpaid; 4. The loan interest rate is raised, and the "monthly payment" is still paid according to the original amount, resulting in overdue interest; 5. Water, electricity and gas charges are not paid on time; 6. Personal credit card appears malignant tx.

Behavior; 7. Credit card overdrafts and mortgage loans are not repaid on time; 8. Providing guarantee for a third party, and the third party fails to repay the loan on time.

For more information about why there is no limit for 360 IOUs, please visit: See More.

360 white certification, what if there is no quota?

There is no quota for 360 loan certification, which is the reason why the comprehensive qualification of customers can not meet the requirements of platform loans. You can try to get places from the following points.

1, reduce your debt ratio.

2. Improve your income level.

3. Improve your identity information.

4. Maintain your own credit report.

It is not a simple matter for customers to get the limit of 360 IOUs. They need comprehensive qualifications to meet the requirements of the platform. If you don't know what you don't meet the requirements, you can contact the platform for consultation and find out before applying.

Of course, if the customer obtains the loan amount of 360 and successfully uses it, he must make a record of borrowing and repayment. Once overdue, he will leave a record of non-performing loans on the credit report and will be charged a penalty interest by the platform. The consequences are more serious.

In order to avoid the adverse effects of overdue, customers need to fully consider their own economic strength and make reasonable loans within the income range before using 360 IOUs, so as not to bring too much debt pressure to their later life.

360 borrows money to invite friends, why not mention the package?

Bad credit report. 360 IOU is a personal and micro-credit platform under 360 subject. Inviting friends not to increase the amount of the package is because the credit information is not good. Improving credit information can increase the package amount. 360 Encyclopedia is a professional Chinese encyclopedia and an important part of 360 search. Its beta version was launched on 20 1310.5, covering all knowledge fields.

There is no quota for 360. What is the reason?

360 IOUs will have no credit line because of serious bad credit, low repayment ability, too few online records or age restrictions. Users with too few online records can pay more for online consumption, use more products of 360 Group, and strive to re-apply for the quota after 2 to 3 months.

When the credit information is seriously bad, 360 IOUs need to inquire about personal credit information. If the credit report shows that the amount of credit card and loans overdue is too high, the overdue times are too many, and the comprehensive credit is not up to standard, 360 IOUs will definitely not give any amount.

The repayment ability is too low. 360 IOUs pay attention to the borrower's repayment ability and have strict requirements on the borrower's income and liabilities. If the borrower's income is too low and the debt is too high, there is no credit line.

There are too few online records, and 360 IOUs evaluate the credit limit according to the user's credit data and behavior data. If there are too few personal online payment and consumption records, the system can not comprehensively evaluate the user's situation, and will not give credit lines.

360 IOUs only provide loan services for non-student users over 18-55 years old, so users under 18 and over 55 years old will directly refuse to grant credit lines after submitting their identity information.

Relying on the advanced Internet security technology and big data technology of 360 Group, 360 IOUs are committed to improving the domestic personal credit system, improving the efficiency of financial services, reducing costs, and providing safe, stable and convenient financial services for all social groups with financing needs based on massive user credit data and behavior data.

360 IOUs are based on 360 Credit, an independent third-party credit evaluation management organization under 360, and objectively present personal credit status through technologies such as cloud computing, machine learning and 360 big data. According to the comprehensive consideration of credit risk, payment habit and consumption situation, users are granted different consumption quotas.

The application amount of 360 IOUs is granted according to the behavior of consumption and repayment accumulated by users on the platform. The behavior of users on the platform is dynamic, and the corresponding quantity is also dynamic. When the user behaves well within a period of time and meets the withdrawal policy, the corresponding amount may increase.