2. The minimum credit card of China Merchants Bank is RMB 65,438+0,000 yuan or its equivalent, and the upper limit is RMB 50,000 yuan or its equivalent.

3. In general, the fixed amount of ordinary cards is 1 1,000 yuan to 1 1,000 yuan, and the fixed amount of gold cards is 1 1,000 yuan to 50,000 yuan.

Generally speaking, the amount of Platinum Card is a fixed amount of 50,000 RMB plus a temporary amount that is adjusted for you voluntarily every month. At this time, you can use the sum of the two parts for credit card consumption.

5. The credit card limit of China Merchants Bank is related to the applicant's personal conditions. When you apply for a credit card, you can submit more information to prove your property, which will help you increase the credit card limit.

Extended data

Every quarter, the bank will evaluate the user's credit card usage, debt and credit utilization, and decide whether to adjust the available credit limit of the user's credit card for the next quarter according to the evaluation results. If it is overdue, the credit limit may drop.

The mismatch between the cardholder's income and the actual expenditure will also lead to a decrease in the amount. Credit card users who spend a small number of pens per month, spend on one platform for a long time, and spend in blacklisted merchants of banks may also be downgraded.

The credit card limit is inseparable from the user's personal credit information. Frequent application for cash withdrawal, excessive debt and credit card limit under his name are all reasons for the decrease of credit cards.

Xinhuanet-Why is the credit card downgraded? These card-using behaviors are best avoided.

China Merchants Bank-Customer Service-Credit Line