Yes, overdue credit card records will affect the use of housing provident funds.

Details:

1. Overdue credit card records are related to personal credit, and housing provident fund is a welfare policy based on personal credit evaluation, so overdue records may have an impact on its use. .

2. Banks and housing provident fund management departments usually share personal credit information. If you have an overdue credit card record, this will lower your credit rating and thus affect your housing provident fund treatment.

3. Depending on the credit rating results, the following situations may occur:

- People with lower credit ratings may not be able to enjoy housing provident fund loans or the right to withdraw housing provident funds.

- When applying for a housing provident fund loan, banks may require higher interest rates or collateral to cover the credit risk.

- Credit card holders with overdue records may be subject to additional scrutiny or restrictions if they need to withdraw housing provident funds.

Summary:

Overdue credit card records will have an impact on the use of housing provident funds. It may result in being unable to enjoy certain housing provident fund benefits, and possibly facing higher interest rates or additional scrutiny when applying for a loan.

Extended information:

The housing provident fund is a system established by the Chinese government to help employees solve housing problems. Individuals pay a certain percentage of their salary into the housing provident fund account every month. These funds can be used for home purchase, loan repayment, housing rental and other related expenses. The use and treatment of housing provident funds are usually related to personal credit ratings. People with good credit enjoy more rights and interests, while overdue records will have a negative impact on use. Therefore, maintaining a good credit record is crucial to enjoying the benefits of housing provident funds.