Meituan co-branded card is a joint credit card jointly launched by Meituan and several banks. As long as the bank cooperates with Meituan, it can issue Meituan credit card and apply directly through Meituan.

But as a credit card product, it is still recognized by banks. Therefore, Meituan Credit Card is not only owned by a certain bank, but a collective name for Meituan co-branded cards issued by several banks.

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Meituan Co-branded Card is a joint credit card jointly launched by Meituan and cooperative banks (Jiangsu Bank, Shanghai Bank, bank of tianjin Bank, Hangzhou Bank, Qingdao Bank, Guangzhou Bank, Guilin Bank, Shanghai Pudong Development Bank, etc.). There is no harm in this card. As long as the customer uses the card well and there is no overdue or cash-out behavior, it will not cause adverse effects on the individual.

Users can swipe their cards online and offline after applying for the Meituan co-branded card. According to the customers who have applied, the issuance rate of Meituan co-branded cards is still quite high, and the application conditions are not very strict. Customers with good personal credit, stable economic income and the ability to repay on time can apply. The card offers many discounts on eating, drinking and having fun.

How about the joint credit card of Meituan?

1, disadvantages of Meituan co-branded card: irrational consumption, unlike paper money, looks very distressed. Some irrational consumers often spend blindly, spend money like water, and finally regret it when they repay. Meituan's co-branded card cooperates with local city commercial banks, and its influence is relatively small. Most banks also use the traffic of the US Mission to pull their heads and data.

Therefore, if the products are not controlled, there is too little support for the rights and interests of banks, so the rights and interests are almost invisible, and the rights and interests are pitiful, almost none.

2. Benefits

(1), every day, the first order of the US group's take-out is reduced by 6 yuan, which is really amazing. Within 90 days after the new card is activated, the 6 yuan can be reduced every day, and the original coupons of Meituan can be superimposed, which can reduce the single takeaway to a very low level.

(2) The early adopter privilege mainly means that a quota pool can be obtained in 500 yuan before the application card is passed, but the physical card has not been mailed, which cannot meet the consumer demand.

(3) movies are 50% off every month, provided that the consumption reaches the standard. What we have found at present is the Jiangsu Bank Meituan Card/Hangzhou Bank Meituan Co-branded Card. This month, we can spend 199 yuan to get 1 rights; 1 month can earn 4 times 50% interest.

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There is an annual fee for the joint credit card of Meituan. After the user applies for Meituan co-branded credit card and successfully issues it, if it is not activated, no annual fee will be generated. Has been activated and does not meet the conditions for annual fee reduction, then you need to pay an annual fee. For example, the US Mission of Shanghai Bank commented on the annual fee collection rules of food joint credit cards, and the annual fee was exempted in the first year, and the annual fee was exempted in the following year after swiping the card three times.

Different banks have different conditions for annual fee reduction and exemption. Please refer to the standards of the issuing bank for details.