You are five years overdue, one is seven times overdue, and the other is six times overdue. You only need to read the bank version of the credit report to know the specific month and the specific overdue situation. The loan focuses on the credit status of the last 24 months. If these overdue days occur in the last 24 months, the provident fund loan will definitely fail.

If your overdue situation is only twice in the last 24 months, you can pass the examination and approval. ! ! !