1. ICBC Auto Plus Credit Card
The annual fee for applying for the ICBC Auto Card is RMB 100, and the rebate for refueling is RMB 1,000, resulting in a net profit of RMB 900.
Applying for a gold card has an annual fee of 200 yuan, a rebate of 1,000 yuan for gas, and a final net profit of 800 yuan.
Applying for a platinum card has an annual fee of 2,000 yuan and a rebate of 1,000 yuan for refueling. You will lose 1,000 yuan, but you will enjoy VIP privileges on the airport high-speed rail.
2. Guangfa Car Owner Card
Apply for the Guangfa Car Owner Card and you can enjoy: 360 yuan cash rebate for gas, 200 yuan cash rebate for new account opening, and 50 yuan mall coupon. One year roadside assistance, one year travel or driver accident cover.
Applying for the Guangfa Car Owner Platinum Card can enjoy: 600 yuan cash rebate for refueling, 300 yuan cash rebate for new account opening, 50 yuan mall coupon, one year roadside assistance, and one year travel accident insurance.
3. Agricultural Bank of China ETC card (slightly different in each province)
The main benefit of Agricultural Bank of China ETC card is the discount on highway tolls. For friends who often need to travel on highways, There are certain advantages.
For friends who often travel on the highway, applying for an Agricultural Bank of China ETC credit card and combining it with car owner cards from other banks can maximize your savings. Of course, there are restrictions on car models. If you are from Shanghai, Tianjin, or Chongqing, can you go to the next city to apply for one, so that you can get 100 off every month?
4. Ping An Bank Car Owner Card
Relatively speaking, I personally feel that if there is a gas rebate activity, and you get a cash rebate of 720 yuan, then the annual fee difference of the platinum card is only 80 Yuan, but you can enjoy more car wash, driving, and roadside assistance services, plus accident protection of 1 million yuan for the driver and 200,000 yuan/person for the same passenger, it is still worth it. Otherwise, consider car owner cards from other banks.
5. China Merchants Bank CarCard
The main benefit of China Merchants Bank’s car owner card is the cash rebate activity for fuel.
Even if it is a new card and enjoys 6 months of cash back, it is only 180 yuan of wool. Apart from 50 more points, there is no benefit.
6. CITIC Bank Car Owner Card
CITIC Car Owner Card has gold card and platinum card. CITIC Car Owner Card comes with its signature flight delay insurance.
In comparison, it seems that the gold card is more suitable. You can get 480 cash back when you refuel, and you can also enjoy 6 car washes. At 20 yuan each time, you can get 600 yuan back, while the elite white card can get cash back when you refuel. 600, enjoy 12 car washes, which is 240 yuan, but there is an annual fee of 480 yuan, and finally you will get back 360 yuan.
The Noble White version has unlimited roadside assistance, but the annual fee reaches 2,000 yuan. Therefore, if you often fly late and are late, you can get an elite card, otherwise you can get a gold card. If your car often breaks down, you can get the most expensive card.
7. CCB Longka Car Card
The benefits of the CCB Car Owner Card are mainly points for oil change and car wash services.
Friends who need to wash their cars frequently can consider this card. If there is a service point near your home, even if you wash your car twice a month, it will still be worth the annual fee.