Current location - Trademark Inquiry Complete Network - Overdue credit card - What about the credit card limit of postal savings?
What about the credit card limit of postal savings?
Is the credit card limit of Postal Savings Bank high?

Different types of postal credit cards can get different amounts:

1. The amount of postal universal card is between 3000- 10000 yuan;

2. The gold card amount is between 6,543,800+0,000-50,000 yuan;

3. The amount of the platinum card is more than 50,000 yuan.

The amount of postal credit card will also be affected by its own conditions, and the influencing factors are:

1. Personal credit record, people with good credit can get more credit;

2. Work situation, the more stable the work, the higher the income and the more the quota;

3. Education level, the higher the education, the better.

China Postal Savings Bank (PSBC) was formally established on March 20th, 2007. It is the fifth largest bank in China and a state-owned commercial bank established on the basis of the reform of postal savings management system. China Postal Savings Bank inherited the postal finance business operated by the former State Post Bureau and China Post Group Corporation and the assets and liabilities arising therefrom, and continued to engage in the business approved by the original business scope and business license documents.

What is the postal credit card limit?

The credit line of Capka of Postal Savings Bank is about 2000- 10000 yuan, the credit line of Gold Card is between 10000 yuan -50000 yuan, and the credit line of Platinum Card is more than 50000 yuan.

There are many channels for inquiring credit card credit limit, as follows:

1. Log in to Personal Online Banking of Postal Savings Bank-Credit Card-My Credit Card-Account Inquiry;

2. Log in to "Postal Savings Bank" Mobile Banking-Credit Card-My Credit Card;

3. Log in to the "Postal Savings Credit Card" mobile APP- Card Manager-Account Inquiry;

4. Log in to WeChat official account "Postal Savings Bank Credit Card"-Ding? Account. -My account.

Operating environment:

Brand model: iPhone 13

System version: iOS 15.0

Application version: 7.0.5

1. Is it easy to apply for a postal credit card?

The credit card quota of Postal Savings Bank is higher than that of the five major banks, and the rate is lower than that of the five major banks. It has strict restrictions in some fields, so it is not easy to apply. For example, employees of enterprises apply for contract workers of large enterprises, and government personnel must also be contract workers. If it is a labor dispatch, it will be difficult to pass. Small and medium-sized enterprises give priority to management, and it is difficult for ordinary employees to apply. It is not easy for others to apply. For example, an individual boss needs to provide postal services for six months, and even if the application is passed, the amount is not high.

Second, how does the postal credit card increase the credit card limit?

How does postal credit card increase the credit card limit?

1, credit card consumption is more, compared with online consumption, physical store consumption credit rating is higher;

2. Pay in installments and repay on time. In this way, banks can make money and the credit card quota will increase rapidly;

3. Don't apply for temporary withdrawal on holidays, but you can apply for long-term withdrawal at ordinary times;

4. If you want to greatly increase the credit limit when applying, you should carefully prepare various credit certificates, such as income certificate, real estate certificate, mortgage purchase certificate, automobile property certificate, bank deposit certificate, etc. Don't bother, because the more sufficient materials mean that you can successfully apply for a high credit limit.

3. What is the annual fee for postal credit card?

If it is a postal credit card, most of them are free of annual fee within the validity period, and a few of them charge an annual fee of 50- 125 yuan; Gold card general annual fee 125 yuan. If you want to waive the annual fee for the next year, you need to swipe your card within this year, and you can waive the annual fee for the next year after six times. If it is a platinum card, the annual fee is mostly 2600 yuan a year, and there is no annual fee-free policy.

What is the credit card limit of Postal Savings Bank? How to check the quota?

In the last article, we told you about the application conditions of the credit card of the Postal Savings Bank and the application materials to be submitted. Many people may be more concerned about the credit card limit. This depends on the information submitted when you apply for a card. After evaluating your personal comprehensive situation, the bank will give you a preliminary credit line, but there will be a general reference range.

What is the credit card limit of Postal Savings Bank?

1, Puka

The credit line of Capka of Postal Savings Bank is between 2000 and 5000 RMB. Most netizens report that their credit card limit is generally around 3,000 to 1 1,000 RMB.

2. Gold card

Postal savings bank credit card gold card limit is below 654.38+10,000 yuan. Most netizens reported that when handling gold cards, the amount of bank approval was mostly around 1 1,000 yuan to 50,000 yuan.

3. Platinum card

The amount of platinum card of the credit card of Postal Savings Bank ranges from 6.5438+10,000 to/kloc-0,000,000 yuan.

How to check the credit card limit of Postal Savings Bank?

After the card application is approved, the bank will inform you of the initial credit limit of the card. If you have any questions about the credit limit, you can inquire in the following three ways:

1, online banking query

Log in to the online bank of Postal Savings Bank directly, click to enter the "Credit Card" page, select "Credit Card Management", and click "Account Information" to inquire about the limit.

2. Customer service telephone inquiry

Call the customer service hotline of Postal Savings Bank at 95580 or 400-889-5580, and enter relevant information according to the voice prompts.

3. Network query

If it's no trouble, you can bring your ID card and credit card to the bank's business outlets for enquiry.

Disclaimer: The operation suggestions in this paper only represent the views of third parties and have nothing to do with this platform. Investment is risky, so be cautious when entering the market. Deal with it accordingly at your own risk.

Source: Jintou Credit Card

What is the credit card limit of postal savings? Check the quota here.

Postal savings bank has many customers and has always been liked by many people. Many people will choose postal savings credit card as one of their choices when handling credit cards. Of course, when handling credit cards, people are most concerned about the credit card quota. Then, what is the credit card limit of postal savings? How to inquire about the quota?

What is the credit card limit of postal savings?

First of all, Puka

Postal savings credit cards are between 2000 and 5000 RMB. According to most netizens, their general credit card limit is around 3000 to 1 000 RMB.

Second, the gold card

The gold card amount of the Postal Savings Credit Card is below 654.38+10,000 yuan. According to most netizens, when handling a gold card, the amount approved by the bank is mostly around 1 10,000 yuan to 50,000 yuan.

Third, platinum card.

The amount of Platinum Card of Postal Savings Credit Card ranges from 654.38+10,000 yuan to 1 million yuan.

In fact, these are only a rough range of credit cards for postal savings, and the specific amount should be determined according to the applicant's various aspects.

Inquiry method of credit card limit of postal savings

I. Internet Inquiry

You can bring your ID card and credit card to the business outlets of the Postal Savings Bank for inquiry.

Second, online banking inquiry

You can log in to the online bank of Postal Savings Bank, click on the "Credit Card" page, select "Credit Card Management" and click "Account Information" to view the limit.

Third, customer service telephone inquiry

You can call the customer service hotline of Postal Savings Bank at 95580 or 400-889-5580 and enter relevant information according to the voice prompts.

The above is a summary of the relevant information about the credit card limit of postal savings and how to inquire about the limit. The quota of the Postal Savings Bank is OK. If you want to get a high quota, please prepare more assets and financial proof materials when applying.

What is the limit of the Postal Savings Credit Card Pujinka Platinum Card?

What is the limit of the Postal Savings Credit Card Pujinka Platinum Card? The higher the credit limit of the credit card of the Postal Savings Bank, the higher the corresponding level will be. The credit card limit is mainly determined by the applicant's personal and economic conditions.

First, introduce the credit card limit for postal savings.

1, general card limit: 2000 to 50000.

2. Gold card amount: less than 654.38+ 10,000.

3. Platinum card amount: 65438+ million to million.

Second, the difference between the gold card of the postal savings credit card and the ordinary card

1, different colors

In order to highlight the difference, most banks' gold cards use gold as the main color element, dark green as the main color element of Puka and gold as the main color element.

2. Different credit lines

The credit limits of gold cards and ordinary cards of the Postal Savings Bank are quite different. The credit limit of a credit card is usually 3000 to 50000 yuan, and that of a gold card is usually 50000 to 100000 yuan. Jinka is much taller than Puka.

3. Different quotations

Credit card gold cards in Qualcomm often have some advantages that ordinary cards don't have, because they are more favorable than ordinary cards. Gold card symbolizes honor and dignity, and shows identity. Gold card holders can enjoy more credit card benefits and conveniences. Gold cards have more rights and interests on many occasions and credit cards at home and abroad.

4. The annual fee is different

The gold card has an annual fee, and the free gold card of Puka has a higher annual fee than Puka.

Puka is free of annual fee directly in the first year, and it is free of annual fee in the second year if it is swiped 6 times (unlimited times) in the first year. Online payment is also included in the number of swipes.

5. The application requirements for gold cards are higher than those for ordinary cards (including financial status such as job stability and income, etc.). ).

Third, it is suitable for the platinum card population of the Postal Savings Bank:

1, an individual with certain economic strength;

2, the party and government organs, social organizations, financial institutions, senior leaders and financial leaders;

3. Other high-end customers;

4. Senior leaders and financial department heads of large enterprises or enterprises with good economic benefits.

The above is the Golden Investment Credit Card. What is the amount of the Platinum Card of the Postal Savings Credit Card? I hope this article I compiled is useful to you. Want to know more about credit cards, I suggest you pay attention to Jintou Credit Card!

Disclaimer: The operation suggestions in this paper only represent the views of third parties and have nothing to do with this platform. Investment is risky, so be cautious when entering the market. Deal with it accordingly at your own risk.

How much is the postal standard universal card?

Two thousand to fifty thousand. China Postal Savings Bank has a credit card of cap ka 2000 to 50000, and a gold card of less than 65438+ 10,000.

The amount of platinum cards ranges from 6.5438+10,000 to 1 million, which requires financial proof, such as large time deposit certificate, real estate license, vehicle driving license, enterprise business license and so on. The Capka credit line of Postal Savings Bank is relatively low. If the cardholder repays the loan on time and swipes the card frequently, the credit limit will continue to increase.

China Post Group Corporation is a large-scale wholly state-owned enterprise established on the basis of the Law of People's Republic of China (PRC) on Industrial Enterprises Owned by the Whole People and the operating assets of the former State Post Bureau and some enterprises and institutions. The registered capital of the company is 80 billion yuan. Mainly engaged in domestic and international mail delivery, newspaper and publication distribution, postal remittance, postal savings, postal logistics, stamp distribution and other businesses.

To undertake the obligation of universal postal service according to the relevant provisions of the state; Entrusted by the state, it undertakes special services such as confidential communication services and conscript communication.

China Post Group Corporation is a large-scale wholly state-owned enterprise established on the basis of the Law of People's Republic of China (PRC) on Industrial Enterprises Owned by the Whole People and the operating assets of the former State Post Bureau and some enterprises and institutions. China Post Group Corporation operates postal franchise business according to law, undertakes universal postal service obligations, provides special postal services entrusted by the government, and commercializes competitive postal services.

Postal services are commercialized. China Post Group Corporation, with a registered capital of 80 billion yuan, is an authorized investment institution in the State Council and undertakes the obligation of maintaining and increasing the value of state-owned assets. The Ministry of Finance is the state-owned assets management department of China Post Group Corporation, and the State Post Bureau is the industry supervision department of China Post Group Corporation. China Post Group has established postal companies in all provinces, autonomous regions and municipalities directly under the Central Government.

China Post Group Corporation carried out pilot projects of state-authorized investment institutions and state-owned holding companies. The group company shall exercise the investor's rights to the state-owned assets and state-owned shares of its wholly-owned enterprises, holding enterprises and shareholding enterprises (hereinafter referred to as related enterprises), operate, manage and supervise according to law, and bear the responsibility of maintaining and increasing the value accordingly. Under the national macro-control, supervision and management, the group company independently carries out various business activities according to law.

Under the new postal system of government supervision according to law and independent operation of enterprises, China Post Group will gradually develop into a modern enterprise group with reasonable structure, advanced technology, scientific management, excellent service, well-known brand, prominent main business and international and domestic competitiveness in accordance with the requirements of establishing a modern enterprise system.

This is the end of the introduction on how to inquire about the credit card limit of postal savings and how to inquire about the credit card limit of postal savings. I wonder if you have found the information you need?