The credit card POS machine swiping fee is calculated according to the industry, and each industry has a corresponding POS machine code.

POS card swiping fee:

1. For construction, transportation, and Bank of China cards, when swiping a debit card, the handling fee rate is 0.5%, with a cap of 20 yuan; When using a credit card, the handling fee rate is 0.6%.

2. For Agricultural Bank of China cards, when using a debit card, the handling fee rate is 0.5%, with a cap of 20 yuan; when using a credit card, the handling fee rate is 0.5%.

3. For ICBC and China Guangfa Bank cards, the handling fee rate is 0.5% when using a debit card, with a cap of 17 yuan; when using a credit card, the handling fee rate is 0.6%.

4. For savings bank cards, when using a debit card, the handling fee rate is 0.5%, with a cap of 17 yuan; when using a credit card, the handling fee rate is 0.55%.

5. For China Merchants Bank cards, when using a debit card, the handling fee rate is 0.6%, with a cap of 19 yuan; when using a credit card, the handling fee rate is 0.66%.

6. For CITIC Bank cards, when using a debit card, the handling fee rate is 0.5%, with a cap of 18 yuan; when using a credit card, the handling fee rate is 0.55%.

Extended information:

Notes:

1. The issuing bank handling fee charged by the card issuer shall not exceed 13 yuan for a debit card transaction. , there is no cap limit on credit card transactions. Generally, network service fees do not distinguish between debit cards and credit cards, and the handling fee for a single transaction does not exceed 6.5 yuan.

2. For users such as non-profit medical institutions, the service fees of card issuers and network service fees will be fully exempted. For merchants such as supermarkets that have a close relationship with people's daily lives, the card swiping procedures will be reduced in this time. During the two-year transition period from the formal implementation of the fee adjustment measures, preferential rates for card-issuing bank service fees and network service fees will be implemented in accordance with the principle of maintaining overall stability in fee levels.

3. Consumers usually swipe their cards at the POS machine, and the consumption fee will not be deducted. The handling fee deducted by swiping the card at the POS machine will be deducted from the merchant's bank account. The POS machine card swiping fee will be deducted from the merchant's account in accordance with the merchant's business license and business scope.

Baidu Encyclopedia-pos machine

Baidu Encyclopedia-Card swiping fee

Baidu Encyclopedia-Bank